

Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- WATERFORD
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$9/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
11389 Curio Dr is a 2026-built home in Waterford, Brooksville. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,836 square feet of living space. Listed at $430,000 (about $152/sqft), 1 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $9 monthly.
The builder is offering buyers up to $15,000 towards closing costs with the use of a preferred lender and title company. Welcome to Waterford, a new home community in Brooksville, Florida, situated between Hwy 19 and the Suncoast Pkwy. Waterford is in a prime location, less than 10 miles from the Gulf Coast of Florida. Homeowners can watch a Florida sunset along the sandy beaches or visit the mermaids at Historic Weeki Wachee Springs nearby. See Florida wildlife hiking in the Withlacoochee State Forest, swim with the manatees in the freshwater springs or go fishing and kayaking along one of the many spring fed rivers near Waterford. Within Brooksville, Florida, residents are surrounded by state parks, medical facilities, shopping centers, restaurants, and entertainment options. Within an hour drive, homeowners can watch premier Tampa sporting events, see global entertainers, visit downtown Tampa, and fly out of the Tampa International Airport. All homes in Waterford are concrete block constructed and feature open-concept floorplans perfect for entertaining and spending quality time with family and friends. Each home is equipped with stainless-steel appliances, quartz countertops, and a state-of-the-art smart home system. Don’t miss your opportunity to find your new home in Waterford, located in Brooksville, Florida. Schedule a tour today. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability.
The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 254 closed home sales in 34613 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$430,000
$152 per sq ft
Beds and baths
4 beds, 4 baths
Size
2,836 sq ft
Time on market
3 days
Year built
2026
Monthly payment
About $3,022/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $9/mo HOA fee.
HOA fee
$9/mo
Managed by Rizzetta and Company.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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