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Overview

3 bd2 ba1,180 sqftSingle Family
TypeSingle Family
HOA$122.95/yr
Built2004
Lot4,440 sqft
Living area1,180 sqft
Price / sqft$252

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboSidewalkAssociation Recreation - OwnedDeed RestrictionsFitness CenterParkPlayground

7442 Oxford Garden Cir is a 2004-built home in Covington Park, Apollo Beach. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,180 square feet of living space. Listed at $297,900 (about $252/sqft), 6 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $122.95 annually.

From the listing

Virtually Staged. COVINGTON GARDENS — INVESTOR OPPORTUNITY! Welcome to this inviting 3-bedroom, 2-bath home offering comfortable living, desirable features. A screened front porch provides a welcoming entry and a great spot to enjoy the Florida breeze. Inside, the kitchen features granite countertops, maple-tone cabinetry, tile flooring, a decorative nook, and French doors with integrated blinds leading to the backyard. The living and dining areas feature attractive laminate flooring, while decorative plant ledges provide additional space to showcase your personal style. Ceiling fans throughout the home and window blinds add comfort and privacy. The spacious primary suite features a walk-in closet and private bath with a relaxing garden tub/shower combination. Located in a natural gas community, the home features a gas furnace, dryer connection. Step outside to the fenced backyard overlooking the pond, complete with an extended concrete patio offering plenty of space for grilling, outdoor dining, and entertaining. Covington Gardens offers a low HOA and CDD, an impressive selection of community amenities, including swimming pools, clubhouse with facilities, fitness center, tennis courts, soccer fields, walking paths, playgrounds, Clock Tower Park, and community activities. Conveniently located near shopping, dining, entertainment, and I-75 for easy commuting. INVESTOR OPPORTUNITY: Property is tenant-occupied with an existing lease through May 1, 2027. Buyer to assume and honor the existing lease, subject to its terms and applicable requirements. Property is being sold AS-IS.

The essentials

Built
2004
Price / sqft
$252
On market
6 days
Annual tax
$6,188
HOA
$122.95/yr
Flood zone
X · Low risk
Lot
4,440 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Waterfront
Pond
Community pool
Fitness center too
4,440 sqft lot
Lot size
1,180 sqft
Living area

Payment

Est. monthly payment
$2,229/mo
Down payment (20%)
$59,580
Property taxes
$516/mo
HOA
$122.95/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
4,440 sqft
Cooling
Central Air
Heating
Central, Electric, Natural Gas
Parking
Garage Door Opener
Waterfront
Pond
Days on Market
6
Ceiling Fans(s)
Living Room/Dining Room Combo
Sidewalk
Association Recreation - Owned
Deed Restrictions
Fitness Center
Park
Playground
Pool
Sidewalks
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Doby Elementary-HB
Middle
Eisenhower-HB
High
East Bay-HB

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$6,188
Parcel #
U-14-31-19-69W-000026-00014.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Covington Park
County
Hillsborough
MLS Area
33572 - Apollo Beach / Ruskin
Lot Size
4,440 sqft
In CountyLevelSidewalkPaved
HOA
$122.95/yr
Kety Paraison-Joseph

Price history

Date
Event
Price
10/6/2026
Listed for sale
Source: Stellar MLS #TB8555555
$297,900+44.5%
$252/sqft
3/24/2021
Sold
Source: Hillsborough County Public Record
$206,200
$175/sqft

Neighborhood

7442 Oxford Garden Cir
Apollo Beach, FL, 33572 · 33572 - Apollo Beach / Ruskin

Market insights

Offer Insights

Choose an offer strength

List price: $297,900
$295,000 – $297,900
98.9% – 100% of listTops out right at the list price
80% of listList price
158 of the last 315 home closings in 33572 landed at this number or higher (50%). The median one sat 53 days before it went under contract, and this one is on day 6.

Sample: 315 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,228/mo
Principal & interest$1,554
Property taxes$516
Insurance$149
HOA$10
Down payment20% · $59,580
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$297,900

$252 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,180 sq ft

Time on market

6 days

Year built

2004

Monthly payment

About $2,229/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,188 annual tax bill, insurance, and the $122.95/yr HOA fee.

HOA fee

$122.95/yr

Managed by Kety Paraison-Joseph.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byRE/MAX BAYSIDE REALTY LLCListing agent: Danna FrostListing data from Stellar MLS, MLS# TB8555555.

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