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About this home
5104 Whispering Leaf Trl is a 2002-built home in Twin Lakes Parcels D1 D3 & E, Valrico. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,880 square feet of living space. Listed at $600,000 (about $208/sqft), 4 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $299 quarterly.
Welcome to this beautiful pool home nestled in the highly desirable Twin Lakes community, where picturesque lakes, majestic oak trees, and a 15-acre community park create a peaceful setting in the heart of Valrico. Surrounded by the natural beauty of Lake Michaela and Lake Stearns, Twin Lakes offers an established neighborhood feel with plenty to enjoy right outside your door. Set on an oversized lot just under half an acre, this 4-bedroom, 2.5-bath home offers a spacious two-story layout, flexible living spaces, and a private backyard with a sparkling pool! Several important updates have already been completed, including a roof replaced in 2023, A/C in 2020, gas water heater in 2021, kitchen appliances in 2020, primary bathroom remodel in 2026, and pool filter cartridge replaced in 2026. Step inside to a bright and welcoming floor plan with formal living and dining spaces at the front of the home, providing plenty of room for entertaining or everyday flexibility. The updated kitchen features Silestone quartz countertops, updated cabinetry, ample prep and storage space, and a functional layout that opens to the family room. A fireplace anchors the family room, creating an inviting gathering space with views of the backyard. Adding even more versatility is a spacious bonus room that can easily serve as a home office, media room, game room, gym, or additional living area. Upstairs, the primary suite offers plenty of room for a sitting area along with a private en-suite bathroom remodeled in 2026. The additional bedrooms provide comfortable space for family, guests, or a home office, while the flexible fourth-bedroom/loft space allows the layout to adapt to your needs. Outside, enjoy your own private Florida retreat with a sparkling pool and an expansive backyard. With just under half an acre, there is plenty of room to entertain, enjoy the outdoors, garden, or simply relax poolside. Twin Lakes offers a wonderful Valrico location convenient to shopping, dining, recreation, and major roadways. With its oversized homesite, pool, flexible floor plan, and valuable updates already completed, this home brings together space, functionality, and the established community setting that makes Twin Lakes such a special place to call home!
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$600,000
$208 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,880 sq ft
Time on market
4 days
Year built
2002
Monthly payment
About $3,954/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,101 annual tax bill, insurance, and the $299/qtr HOA fee.
HOA fee
$299/qtr
Managed by Green Acres- Dawn Archambault.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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