5104 Whispering Leaf Trl, photo 1
Active
1 / 47

Overview

4 bd3 ba2,880 sqftSingle Family
TypeSingle Family
HOA$299/qtr
Built2002
Lot21,015 sqft
Living area2,880 sqft
Price / sqft$208

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)High CeilingsKitchen/Family Room ComboPrimarybedroom UpstairsStone CountersThermostatTray Ceiling(s)

5104 Whispering Leaf Trl is a 2002-built home in Twin Lakes Parcels D1 D3 & E, Valrico. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,880 square feet of living space. Listed at $600,000 (about $208/sqft), 4 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $299 quarterly.

From the listing

Welcome to this beautiful pool home nestled in the highly desirable Twin Lakes community, where picturesque lakes, majestic oak trees, and a 15-acre community park create a peaceful setting in the heart of Valrico. Surrounded by the natural beauty of Lake Michaela and Lake Stearns, Twin Lakes offers an established neighborhood feel with plenty to enjoy right outside your door. Set on an oversized lot just under half an acre, this 4-bedroom, 2.5-bath home offers a spacious two-story layout, flexible living spaces, and a private backyard with a sparkling pool! Several important updates have already been completed, including a roof replaced in 2023, A/C in 2020, gas water heater in 2021, kitchen appliances in 2020, primary bathroom remodel in 2026, and pool filter cartridge replaced in 2026. Step inside to a bright and welcoming floor plan with formal living and dining spaces at the front of the home, providing plenty of room for entertaining or everyday flexibility. The updated kitchen features Silestone quartz countertops, updated cabinetry, ample prep and storage space, and a functional layout that opens to the family room. A fireplace anchors the family room, creating an inviting gathering space with views of the backyard. Adding even more versatility is a spacious bonus room that can easily serve as a home office, media room, game room, gym, or additional living area. Upstairs, the primary suite offers plenty of room for a sitting area along with a private en-suite bathroom remodeled in 2026. The additional bedrooms provide comfortable space for family, guests, or a home office, while the flexible fourth-bedroom/loft space allows the layout to adapt to your needs. Outside, enjoy your own private Florida retreat with a sparkling pool and an expansive backyard. With just under half an acre, there is plenty of room to entertain, enjoy the outdoors, garden, or simply relax poolside. Twin Lakes offers a wonderful Valrico location convenient to shopping, dining, recreation, and major roadways. With its oversized homesite, pool, flexible floor plan, and valuable updates already completed, this home brings together space, functionality, and the established community setting that makes Twin Lakes such a special place to call home!

The essentials

Built
2002
Price / sqft
$208
On market
4 days
Annual tax
$5,101
HOA
$299/qtr
Flood zone
X · Low risk
Lot
21,015 sqft
Type
Single Family Residence

At a glance

Single family
Built 2002
Private pool
In Ground
0.48 acres
Lot size
2,880 sqft
Living area

Payment

Est. monthly payment
$3,954/mo
Down payment (20%)
$120,000
Property taxes
$425/mo
HOA
$299/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2002
Lot
21,015 sqft
Cooling
Central Air, Zoned
Heating
Central
Parking
Driveway, Garage Door Opener
Pool
In Ground, Gunite, Screen Enclosure
Days on Market
4
Built-in Features
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Primarybedroom Upstairs
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Private Entrance
Private Mailbox
Rain Gutters
Sidewalk
Deed Restrictions
Gated Community - Guard
Irrigation-reclaimed Water
No Truck/Rv/Motorcycle Parking
Park
Playground
Pool
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Gas Water Heater
Microwave
Range
Elementary
Lithia Springs-HB
Middle
Randall-HB
High
Bloomingdale-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,101
Parcel #
U-04-30-21-5LT-D00000-00013.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Twin Lakes Parcels D1 D3 & E
County
Hillsborough
MLS Area
33596 - Valrico
Lot Size
21,015 sqft
ClearedIn CountyLandscapedNear Golf CourseOversized LotSidewalkPaved
HOA
$299/qtr
Green Acres- Dawn Archambault

Price history

Date
Event
Price
10/8/2026
Listed for sale
Source: Stellar MLS #TB8555813
$600,000+52.1%
$208/sqft
2/6/2007
Sold
Source: Hillsborough County Public Record
$394,500
$137/sqft

Neighborhood

5104 Whispering Leaf Trl
Valrico, FL, 33596 · 33596 - Valrico

Market insights

Offer Insights

Choose an offer strength

List price: $600,000
$595,000 – $600,000
99.2% – 100% of listTops out right at the list price
80% of listList price
91 of the last 180 home closings in 33596 landed at this number or higher (51%). The median one sat 29 days before it went under contract, and this one is on day 4.

Sample: 180 closed home sales in 33596 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,954/mo
Principal & interest$3,129
Property taxes$425
Insurance$300
HOA$100
Down payment20% · $120,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$600,000

$208 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,880 sq ft

Time on market

4 days

Year built

2002

Monthly payment

About $3,954/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,101 annual tax bill, insurance, and the $299/qtr HOA fee.

HOA fee

$299/qtr

Managed by Green Acres- Dawn Archambault.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS SOUTH TAMPAListing agent: Brenda WadeListing data from Stellar MLS, MLS# TB8555813.

Keep exploring Florida

Pick up where you left off, or see what else is out there.