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Overview

4 bd2 ba2,096 sqftSingle Family
TypeSingle Family
HOA$40/mo
Built2026
Lot5,846 sqft
Living area2,096 sqft
Price / sqft$213

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
GUM LAKE PRESERVE
Type
Single Family Residence

True monthly carry

HOA
~$40/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

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11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Attic VentilatorCeiling Fans(s)High CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPest Guard SystemPrimary Bedroom Main Floor

3408 Chinotto Dr is a 2026-built home in Gum Lake Preserve, Lake Alfred. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,096 square feet of living space. Listed at $445,900 (about $213/sqft), 5 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $40 monthly.

From the listing

Welcome home to the Azalea by LGI Homes at Gum Lake Preserve, a beautifully designed four-bedroom, two-bath home offering 2,096 square feet of comfortable living space. The open-concept layout features a spacious family room that flows into the chef-ready kitchen, complete with quartz countertops, stainless steel appliances, white cabinetry, a subway tile backsplash and a large island with a breakfast bar. The private master retreat includes a spacious walk-in closet and an ensuite bathroom with a dual-sink vanity and additional linen storage. This home also features a covered patio, two-car garage, smart home technology and energy-efficient features throughout. With stylish upgrades included as part of LGI Homes’ CompleteHome Plus™ package, the Azalea offers the perfect combination of comfort, functionality and modern design.

The essentials

Built
2026
Price / sqft
$213
On market
5 days
Annual tax
$1,113
HOA
$40/mo
Flood zone
X · Low risk
Lot
5,846 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
5,846 sqft lot
Lot size
2,096 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,682/mo
Down payment (20%)
$89,180
Property taxes
$93/mo
HOA
$40/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
5,846 sqft
Cooling
Central Air
Heating
Electric, Exhaust Fan, Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
5
Attic Ventilator
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Pest Guard System
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Sidewalk
Golf Carts OK
Park
Playground
Sidewalks
Street Lights
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Ice Maker
Microwave
Range
Refrigerator
Elementary
Lake Alfred Elem
Middle
Stambaugh Middle
High
Auburndale High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$1,113
Parcel #
26-27-20-489403-000840

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Gum Lake Preserve
County
Polk
MLS Area
33850 - Lake Alfred
Lot Size
5,846 sqft
Paved
HOA
$40/mo
Melrose Management

Price history

Date
Event
Price
10/7/2026
Listed for sale
Source: Stellar MLS #TB8555990
$445,900
$213/sqft

Neighborhood

3408 Chinotto Dr
Lake Alfred, FL, 33850 · 33850 - Lake Alfred

Market insights

Offer Insights

Choose an offer strength

List price: $445,900
$442,500 – $445,900
99.5% – 100% of listTops out right at the list price
80% of listList price
59 of the last 100 home closings in 33850 landed at this number or higher (59%). The median one sat 59 days before it went under contract, and this one is on day 5.

Sample: 100 closed home sales in 33850 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,681/mo
Principal & interest$2,326
Property taxes$93
Insurance$223
HOA$40
Down payment20% · $89,180
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$445,900

$213 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,096 sq ft

Time on market

5 days

Year built

2026

Monthly payment

About $2,682/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,113 annual tax bill, insurance, and the $40/mo HOA fee.

HOA fee

$40/mo

Managed by Melrose Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLGI REALTY- FLORIDA, LLCListing agent: Gayle Van WagenenListing data from Stellar MLS, MLS# TB8555990.

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