1028 S Terry Ave, photo 1
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Overview

4 bd2 ba1,705 sqftSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot6,800 sqft
Living area1,705 sqft
Price / sqft$185

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
WOODLAWN SUB
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

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11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Ceiling Fans(s)Walk-in Closet(s)Private MailboxDishwasherDryerMicrowaveRangeRefrigerator

1028 S Terry Ave is a 2026-built home in Woodlawn Sub, Lakeland. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,705 square feet of living space. Listed at $315,000 (about $185/sqft), 0 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

NO HOA OR CDD!!!! Discover this stunning new construction home featuring 4 spacious bedrooms and 2 modern bathrooms, thoughtfully designed for both comfort and style. Ideally located in Central Lakeland, this home is less than 2 miles from I-4 and just minutes from downtown Lakeland shops, Lakeside Village strip mall and restaurants, offering both convenience and accessibility. The heart of the home showcases a beautifully designed kitchen complete with elegant quartz countertops, sleek finishes, stainless steel appliances, also included washer and dryer—perfect for everyday living and entertaining. The tray ceilings add a touch of sophistication and architectural charm. Enjoy the open-concept layout filled with an abundance of natural light, creating a warm and inviting atmosphere throughout. Relax on the large front porch or unwind in the private primary suite, designed as your personal retreat. The additional bedrooms provide flexibility for family, guests, or a home office. Built with quality craftsmanship and contemporary finishes, this move-in-ready home is designed to meet today’s modern lifestyle needs. Don’t miss the opportunity to own this beautifully crafted brand-new home—proudly designed and built by D.S. Hibbert Homes!

The essentials

Built
2026
Price / sqft
$185
On market
1 day
Annual tax
$179
Flood zone
X · Low risk
Lot
6,800 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
6,800 sqft lot
Lot size
1,705 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$1,815/mo
Down payment (20%)
$63,000
Property taxes
$15/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,800 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
1
Ceiling Fans(s)
Walk-in Closet(s)
Private Mailbox
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Jesse Keen Elem
Middle
Sleepy Hill Middle
High
Kathleen High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$179
Parcel #
23-28-23-101000-001210

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Woodlawn Sub
County
Polk
MLS Area
33815 - Lakeland
Lot Size
6,800 sqft

Price history

Date
Event
Price
10/8/2026
Listed for sale
Source: Stellar MLS #TB8556329
$315,000
$185/sqft

Neighborhood

1028 S Terry Ave
Lakeland, FL, 33815 · 33815 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $315,000
$312,500 – $315,000
99.5% – 100% of listTops out right at the list price
80% of listList price
28 of the last 52 home closings in 33815 landed at this number or higher (54%). The median one sat 39 days before it went under contract, and this one is on day 1.

Sample: 52 closed home sales in 33815 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,815/mo
Principal & interest$1,643
Property taxes$15
Insurance$158
Down payment20% · $63,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$315,000

$185 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,705 sq ft

Time on market

1 day

Year built

2026

Monthly payment

About $1,815/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $179 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byFLORIDA REALTYListing agent: Tyshambrea ParkerListing data from Stellar MLS, MLS# TB8556329.

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