4895 Bay St NE #109, photo 1
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Overview

2 bd2 ba1,035 sqftCondominium
TypeCondominium
Condo dues$758/mo
Built1973
Living area1,035 sqft
Price / sqft$145

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersWalk-in Closet(s)Window Treatments

4895 Bay St NE #109 is a 1973-built home in Winston Park Northeast, St Petersburg. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,035 square feet of living space. Listed at $150,000 (about $145/sqft), 3 days on market. Flood zone AE - confirm flood insurance requirements with your lender. Condo dues run $758 monthly.

From the listing

TOTALLY & BEAUTIFULLY UPDATED 2 BEDROOM 2 BATH 1st floor corner unit, nestled in the center interior of the well-built, quiet & clean, super conveniently located, 55+ complex of Winston Park Northeast! This lovely, updated condo overlooks the beautifully manicured, well-maintained courtyard Some of the larger ticket updates include: updated kitchen & all appliances, both baths remodeled, storm windows & sliders, plantation shutters, new hot water heater, beautiful vinyl plank flooring and all updates were completed in 2025/2026. The unit also comes with a covered, VERY convenient parking spot (right at the units doorstep). Cable, WiFi, water and trash are ALL included in the affordable monthly maintenance fees. Amenities include Shuffleboard, a heated pool with a community grilling area, a clubhouse bustling with social activities, and laundry rooms on every corner and on every floor. The complex sits directly off of the Pinellas Trail and is only minutes from downtown; whether you're walking, biking, or driving, there are plenty of museums, great restaurants, and the Tampa Bay Rays baseball stadium close by! The Northeast shopping center is also located just around the corner and includes a Whole Foods, Publix, Crunch gym and CVS. Make sure to make an appointment to see this condo as soon as you're ready to retire in STYLE & AFFORDABILITY!! ALL SPECIAL ASSESSMENTS HAVE BEEN PAID FOR BY SELLER!!

The essentials

Built
1973
Price / sqft
$145
On market
3 days
Annual tax
$659
Condo dues
$758/mo
Flood zone
AE
Type
Condominium

At a glance

Condo
Built 1973
Community pool
Shared amenity
Assigned parking
1,035 sqft
Living area

Payment

Est. monthly payment
$1,670/mo
Down payment (20%)
$30,000
Property taxes
$55/mo
Condo dues
$758/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1973
Lot
-
Cooling
Central Air
Heating
Central
Parking
Assigned, Guest
Days on Market
3
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Walk-in Closet(s)
Window Treatments
Courtyard
Outdoor Grill
Sidewalk
Storage
Association Recreation - Owned
Buyer Approval Required
Clubhouse
No Truck/Rv/Motorcycle Parking
Pool
Sidewalks
Street Lights
Dishwasher
Range
Refrigerator
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$659
Parcel #
06-31-17-98404-300-1090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Winston Park Northeast
County
Pinellas
MLS Area
33703 - St Pete
Condo dues
$758/mo

Price history

Date
Event
Price
10/9/2026
Listed for sale
Source: Stellar MLS #TB8556675
$150,000
$145/sqft

Neighborhood

4895 Bay St NE #109
St Petersburg, FL, 33703 · 33703 - St Pete

Market insights

Offer Insights

Choose an offer strength

List price: $150,000
$140,000 – $150,000
93.6% – 100% of listTops out right at the list price
80% of listList price
20 of the last 38 condo closings in 33703 landed at this number or higher (53%). The median one sat 38 days before it went under contract, and this one is on day 3.

Sample: 38 closed condo sales in 33703 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,670/mo
Principal & interest$782
Property taxes$55
Insurance$75
HOA$758
Down payment20% · $30,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$150,000

$145 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,035 sq ft

Time on market

3 days

Year built

1973

Monthly payment

About $1,670/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $659 annual tax bill, insurance, and $758/mo in condo dues.

Condo dues

$758/mo

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byREALTY EXPERTSListing agent: Heather BreckenridgeListing data from Stellar MLS, MLS# TB8556675.

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