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Overview

3 bd3 ba2,481 sqft2 car garageSingle Family
TypeSingle Family
HOA$267.77/mo
Built1989
Lot8,529 sqft
Living area2,481 sqft
Price / sqft$308
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main Floor

1186 Gasparilla Dr NE is a 1989-built home in San Carlos Sec Of Riviera Bay, St Petersburg. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,481 square feet of living space. Listed at $765,000 (about $308/sqft), 36 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $267.77 monthly.

From the listing

Bring your vision to one of the most livable floor plans in gated Caya Costa, the never-flooded, staffed-gate boating community in Northeast St. Petersburg with a private boat ramp and community boat storage. This single-story 3-bedroom, 3-bath pool home offers 2,481 sq ft on a 75 x 115 lot with a two-car garage, and the architecture that is hardest to create is already here: 12-foot ceilings in the kitchen, 10-foot ceilings throughout, and 8-foot walls of glass. In the family room, 8-foot triple sliders pocket completely against the exterior wall, opening the room to a screened lanai, pavered pool deck and propane-heated spa for true indoor-outdoor living. The formal living room's double 8-foot sliders look across the pool to the preserve behind the home, so there are no rear neighbors in view. The home is well maintained but its finishes are original to its era, making this a value-add opportunity for a buyer ready to renovate. The bones support a finish-level update rather than structural work: kitchen, primary bath, flooring, paint, lighting and the floor-to-ceiling brick fireplace surround are ready for your design. Hardwood in the family room, tile in the kitchen and plantation shutters are in place. The first-floor primary suite opens directly to the pool and includes a large bath with dual sinks, a vanity station and a window seat. The kitchen has a breakfast bar and an eat-in dining area with an arched, shuttered window. Key systems and costs are known: roof replaced 2011, HVAC systems 2021 and 2025, and an assumable NFIP flood policy at $1,974 per year. This home has NEVER flooded — not during the historic flooding of 2024, when no home in Caya Costa took water, and never before that. Fenced, dog-friendly yard and screened porch. Caya Costa amenities include a 24/7 manned gated entry, community pool and hot tub with covered gazebo, tennis and pickleball courts, a canal-side fishing pier, privately maintained roads, and a boat storage yard for boats, trailers, wave runners, kayaks and paddleboards with private ramp access. Close to Carillon Business Center, Raymond James, Franklin Templeton, Jabil and Downtown St. Petersburg, with quick access across the bay to Tampa International Airport, Westshore, Hyde Park, Water Street and Benchmark International Arena. Publix, Whole Foods, Trader Joe's and a public park are nearby.

The essentials

Built
1989
Price / sqft
$308
On market
36 days
Annual tax
$6,743
HOA
$267.77/mo
Flood zone
AE
Lot
8,529 sqft
Type
Single Family Residence

At a glance

Single family
Built 1989
Private pool
Heated
2 car garage
8,529 sqft lot
Lot size
2,481 sqft
Living area

Payment

Est. monthly payment
$5,202/mo
Down payment (20%)
$153,000
Property taxes
$562/mo
HOA
$267.77/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1989
Lot
8,529 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground, Gunite, Heated, Lighting, Salt Water, Screen Enclosure
Days on Market
36
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Walk-in Closet(s)
Hurricane Shutters
Lighting
Private Entrance
Private Mailbox
Rain Gutters
Sidewalk
Deed Restrictions
Gated Community - Guard
Golf Carts OK
Irrigation-reclaimed Water
Pool
Tennis Court(s)
Built-in Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Ice Maker
Microwave
Refrigerator
Washer
Elementary
Shore Acres Elementary-PN
Middle
Meadowlawn Middle-PN
High
Northeast High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$6,743
Parcel #
29-30-17-78656-001-0020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
San Carlos Sec Of Riviera Bay
County
Pinellas
MLS Area
33702 - St Pete
Lot Size
8,529 sqft
HOA
$267.77/mo
Wise Property Management/Chris Crain

Price history

Date
Event
Price
10/9/2026
Listed for sale
Source: Stellar MLS #TB8556679
$765,000
$308/sqft

Neighborhood

1186 Gasparilla Dr NE
St Petersburg, FL, 33702 · 33702 - St Pete

Market insights

Offer Insights

Choose an offer strength

List price: $765,000
$750,000 – $765,000
98% – 100% of listTops out right at the list price
80% of listList price
97 of the last 192 home closings in 33702 landed at this number or higher (51%). The median one sat 42 days before it went under contract, and this one is on day 36.

Sample: 192 closed home sales in 33702 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,202/mo
Principal & interest$3,990
Property taxes$562
Insurance$383
HOA$268
Down payment20% · $153,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$765,000

$308 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,481 sq ft

Time on market

36 days

Year built

1989

Monthly payment

About $5,202/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,743 annual tax bill, insurance, and the $267.77/mo HOA fee.

HOA fee

$267.77/mo

Managed by Wise Property Management/Chris Crain.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX ACTION FIRST OF FLORIDAListing agent: J. David VannListing data from Stellar MLS, MLS# TB8556679.

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