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Overview

3 bd3 ba1,684 sqft2 car garageTownhouse
TypeTownhouse
HOA$343/mo
Built2004
Lot2,618 sqft
Living area1,684 sqft
Price / sqft$178
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorWalk-in Closet(s)Window TreatmentsSidewalk

642 Spring Lake Cir is a 2004-built home in Townhomes At North Lake, Tarpon Springs. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,684 square feet of living space. Listed at $299,900 (about $178/sqft), 3 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $343 monthly.

From the listing

MAINTENANCE-FREE townhome in the GATED 'Townhomes at North Lake' subdivision. This townhome boasts 3 Bedrooms, 2.5 Baths + Loft, Screened Porch and 2-Car Garage. Versatile and appealing floorplan features 1,684 sq.ft. of air-conditioned living space with Primary Bedroom on first floor. Upstairs are the 2 additional bedrooms & bathroom & a loft area which overlooks the downstairs living area. This home is also in an X-Flood Zone so Flood Insurance is optional. North Lake also features a Community Pool and a dock on North Lake. This incredible townhome is centrally located in Tarpon Springs with easy access to Route 19 & all the charm of Tarpon Springs, including restaurants, marinas, sponge docks & city & county parks. The Pinellas Trail is close to the community entrance and offers miles of trails for your enjoyment. All measurements are approximate & buyer should verify measurements. Unit is sold "AS IS".

The essentials

Built
2004
Price / sqft
$178
On market
3 days
Annual tax
$5,084
HOA
$343/mo
Flood zone
X · Low risk
Lot
2,618 sqft
Type
Townhouse

At a glance

Townhouse
Built 2004
2 car garage
2,618 sqft lot
Lot size
1,684 sqft
Living area

Payment

Est. monthly payment
$2,481/mo
Down payment (20%)
$59,980
Property taxes
$424/mo
HOA
$343/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2004
Lot
2,618 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
3
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Walk-in Closet(s)
Window Treatments
Sidewalk
Association Recreation - Owned
Buyer Approval Required
Deed Restrictions
Gated Community - No Guard
Sidewalks
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Tarpon Springs Elementary-PN
Middle
Tarpon Springs Middle-PN
High
Tarpon Springs High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2026)
$5,084
Parcel #
08-27-16-91534-000-0480

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Townhomes At North Lake
County
Pinellas
MLS Area
34688 - Tarpon Springs
Lot Size
2,618 sqft
City LimitsSidewalk
HOA
$343/mo
Amika Baichoo

Price history

Date
Event
Price
10/16/2026
Listed for sale
Source: Stellar MLS #TB8557227
$299,900
$178/sqft

Neighborhood

642 Spring Lake Cir
Tarpon Springs, FL, 34688 · 34688 - Tarpon Springs

Market insights

Offer Insights

Choose an offer strength

List price: $299,900
$292,500 – $299,900
97.8% – 100% of listTops out right at the list price
80% of listList price
22 of the last 42 townhouse or villa closings in Tarpon Springs landed at this number or higher (52%). The median one sat 58 days before it went under contract, and this one is on day 3.

Sample: 42 closed townhouse or villa sales in Tarpon Springs over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,481/mo
Principal & interest$1,564
Property taxes$424
Insurance$150
HOA$343
Down payment20% · $59,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$299,900

$178 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,684 sq ft

Time on market

3 days

Year built

2004

Monthly payment

About $2,481/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,084 annual tax bill, insurance, and the $343/mo HOA fee.

HOA fee

$343/mo

Managed by Amika Baichoo.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byFLORIDA PREMIERE REALTYListing agent: Bibi ZanellaListing data from Stellar MLS, MLS# TB8557227.

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