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Overview

4 bd3 ba3,167 sqftSingle Family
TypeSingle Family
HOA$189.69/yr
Built2005
Lot7,845 sqft
Living area3,167 sqft
Price / sqft$311

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood Cabinets

542 Islebay Dr is a 2005-built home in Mirabay Ph 1b-1/2a-1/3b-1, Apollo Beach. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,167 square feet of living space. Listed at $984,900 (about $311/sqft), 27 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $189.69 annually.

From the listing

Waterfront home in a gated community of MiraBay, with direct access to Tampa Bay! The saltwater canal leads straight to the bay with no bridges or lifts in the way. Out back, the screened backyard has direct access to the private dock and 13,000 lb boat lift, so your boat is always ready to go. This single-story home, has 4 bedrooms, 3 baths, a flex room with built-ins and French doors, a 2-car garage, and 3,167 square feet of living space. A covered front porch and a stained glass front door welcome you in. New vinyl plank flooring runs through all main living areas, and the inside has fresh paint and updated light fixtures. The open floor plan joins the kitchen, dining area, and living room. The updated kitchen has new quartz countertops, new cabinets, a new backsplash, a gas cooktop on the island, a wall oven, stainless steel gas appliances, and a breakfast bar. A formal dining room with a tray ceiling gives you even more room to gather. The primary suite is large and has a sitting area and a big walk-in closet with built-ins. The upgraded primary bath has a copper soaking tub, a walk-in shower, and double sinks. The laundry room has a deep sink, and the washer and dryer stay with the home. The screened lanai is made for time outdoors. It has a paver patio, a natural gas fire pit, artificial turf, and an outdoor kitchen with a grill and a bar counter. There is no pool, but there is room to add one, buyer to verify. The shingle roof was replaced in 2024. If you’ve been dreaming of moving into paradise, this is the one you’ve been waiting for. This is truly a family-friendly community with lots to do, every day. As a resident of this gated resort-style coastal community, you will feel like you are on vacation every day. This home is located in the Beautiful waterfront, resort-style community of MiraBay!!!! This resort-style community has a community clubhouse, heated-resort-style Olympic swimming pool, 136 ft water slide, parks, 3 playgrounds, gym, cafe with a full liquor license, basketball courts, tennis courts, fitness center, 135-acre lagoon where you can rent kayaks and paddle away, and much, much more. You will feel like you’re living in a 5-star resort! This community has it all. This home is centrally located and convenient to Tampa, Orlando, Bradenton, Sarasota, and St. Petersburg where you can experience the best Florida beaches, shopping, and entertainment. The Florida lifestyle you've been dreaming of awaits you. Paradise awaits! Call today for your private showing. All information is deemed reliable but not guaranteed. Buyers are encouraged to conduct their own due diligence and independent inspections prior to closing. Equal Housing Opportunity.

The essentials

Built
2005
Price / sqft
$311
On market
27 days
Annual tax
$20,479
HOA
$189.69/yr
Flood zone
AE
Lot
7,845 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Waterfront
Canal - Saltwater
Community pool
Fitness center too
7,845 sqft lot
Lot size
3,167 sqft
Living area

Payment

Est. monthly payment
$7,352/mo
Down payment (20%)
$196,980
Property taxes
$1,707/mo
HOA
$189.69/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
7,845 sqft
Cooling
Central Air
Heating
Central, Natural Gas, Zoned
Parking
Driveway, Garage Door Opener, On Street
Waterfront
Canal - Saltwater
Days on Market
27
Ceiling Fans(s)
Crown Molding
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Fire Pit
Outdoor Grill
Outdoor Kitchen
Private Entrance
Private Mailbox
Private Yard
Sidewalk
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Irrigation-reclaimed Water
Park
Playground
Pool
Sidewalks
Special Community Restrictions
Tennis Court(s)
Wheelchair Access
Street Lights
Built-in Oven
Dishwasher
Disposal
Dryer
Gas Water Heater
Microwave
Range
Refrigerator
Washer
Water Filtration System
Elementary
Apollo Beach-HB
Middle
Eisenhower-HB
High
Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone AE
Annual Tax (2025)
$20,479
Parcel #
U-29-31-19-648-000029-00014.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Mirabay Ph 1b-1/2a-1/3b-1
County
Hillsborough
MLS Area
33572 - Apollo Beach / Ruskin
Lot Size
7,845 sqft
Flood Insurance RequiredFloodZoneLevelSidewalkPavedUnincorporated
HOA
$189.69/yr
First Residential/ Lesly Candelier

Price history

Date
Event
Price
9/21/2026
Listed for sale
Source: Stellar MLS #TB8557899
$984,900+4.8%
$311/sqft
4/3/2024
Sold
Source: Hillsborough County Public Record
$940,000
$297/sqft

Neighborhood

542 Islebay Dr
Apollo Beach, FL, 33572 · 33572 - Apollo Beach / Ruskin

Market insights

Offer Insights

Choose an offer strength

List price: $984,900
$975,000 – $984,900
98.8% – 100% of listTops out right at the list price
80% of listList price
164 of the last 326 home closings in 33572 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 27.

Sample: 326 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$7,352/mo
Principal & interest$5,137
Property taxes$1,707
Insurance$492
HOA$16
Down payment20% · $196,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$984,900

$311 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,167 sq ft

Time on market

27 days

Year built

2005

Monthly payment

About $7,352/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $20,479 annual tax bill, insurance, and the $189.69/yr HOA fee.

HOA fee

$189.69/yr

Managed by First Residential/ Lesly Candelier.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS SOUTH SHOREListing agent: Christine NargiListing data from Stellar MLS, MLS# TB8557899.

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