NO HOA! NO CDD! DIRECT TAMPA BAY ACCESS WITH NO BRIDGES! Welcome to 6604 Blackfin Way, an exceptional waterfront residence located in the highly desirable Cobia Cay neighborhood of Apollo Beach. Offering the perfect combination of luxury, boating convenience, and Florida coastal living, this beautifully remodeled home is a rare opportunity in one of Apollo Beach's most sought-after waterfront communities. Featuring 3 bedrooms, a separate den/office, 2.5 bathrooms, and 2,265 square feet of thoughtfully designed living space, this home impresses from the moment you arrive. The expanded paver driveway, lush tropical landscaping, and durable METAL ROOF create outstanding curb appeal, while the interior showcases gorgeous TRAVERTINE TILE FLOORING THROUGHOUT THE ENTIRE HOME. The spacious, open-concept great room features soaring cedar-lined vaulted ceilings and a beautiful gas fireplace, creating an inviting atmosphere for both everyday living and entertaining. At the heart of the home is a CUSTOM-DESIGNED KITCHEN featuring quartz countertops, solid wood soft-close cabinetry, a farmhouse-style sink, travertine backsplash, and stainless steel appliances. The kitchen flows seamlessly into the main living area, making this home ideal for entertaining family and friends. The generous primary suite offers two walk-in closets and a beautifully appointed bathroom complete with dual sinks, quartz countertops, a freestanding clawfoot tub, and a separate walk-in shower. Additional highlights include impact-rated windows and sliding glass doors, a hurricane-rated garage door, solid wood interior doors, and a convenient interior laundry room. Step outside and discover your own PRIVATE WATERFRONT PARADISE! The expansive screened lanai surrounds a beautiful HEATED SWIMMING POOL, complemented by travertine pavers and generous covered outdoor living space. Whether enjoying your morning coffee, entertaining guests, or relaxing after a day on the water, this backyard delivers the Florida lifestyle you've been dreaming about. BOATERS WILL LOVE THE DIRECT, NO-BRIDGE ACCESS TO TAMPA BAY! The property features a composite dock and a PRIVATE 10,000-POUND BOAT LIFT, providing convenient access to the water right from your backyard. Spend your days fishing, cruising Tampa Bay, visiting waterfront restaurants, or exploring the beautiful Gulf Coast waterways. Additional peace of mind comes from the home's durable metal roof and the fact that, according to the owner, THE HOME DID NOT FLOOD DURING THE RECENT HURRICANES. Located near the beautiful Apollo Beach Nature Preserve, this exceptional waterfront property combines outstanding boating access, custom finishes, and a desirable neighborhood setting WITHOUT HOA OR CDD FEES. If you've been searching for a beautifully maintained Apollo Beach waterfront home with premium features, exceptional boating access, and the freedom of NO HOA, this is one you won't want to miss. Schedule your private showing today and experience waterfront living at its finest!