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4100 45th Ave N, photo 1
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Overview

4 bd2 ba1,704 sqft2 car garageDuplex
TypeDuplex
HOANone listed
Built1984
Lot14,375 sqft
Living area1,704 sqft
Price / sqft$332
Garage2 car

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About this home

Ceiling Fans(s)Open FloorplanFenceMicrowaveRangeRefrigerator

4100 45th Ave N is a 1984-built home in Nor-mar Sub, St Petersburg. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,704 square feet of living space. Listed at $565,000 (about $332/sqft), 22 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Exceptional Turnkey Duplex Investment Opportunity! High and dry with no history of flooding and no flood insurance required, this professionally remodeled duplex offers an outstanding opportunity for investors seeking strong rental income potential and attractive CAP rate upside. Situated on an expansive 1/3-acre corner lot, this beautifully maintained property features TWO spacious 2-bedroom, 1-bathroom units, each complete with its own private 1-car garage, fully fenced backyard, and large covered patio, providing exceptional privacy and comfortable living spaces for tenants or owner-occupants alike. Thoughtfully updated and designed for low-maintenance ownership, the property features separately metered water and electricity, making utility management simple and convenient. Significant improvements include new A/C systems installed in 2022 and 2024, new sliding glass doors in 2018 and 2024, a roof replacement in 2018, and a vinyl privacy fence with a convenient drive-through gate added in 2020. Inside, each unit welcomes you with a freshly painted, spacious living room highlighted by a beautiful bay window that fills the space with natural light. The remodeled kitchens offer generous cabinetry, ample counter space, and plenty of room for a breakfast table. Sliding glass doors provide direct access to the large covered patios and private fenced backyards, creating inviting spaces for outdoor dining, entertaining, or simply relaxing. Each unit also includes an attached 1-car garage with washer and dryer hookups and additional storage space. The generous corner lot and drive-through gate offer added convenience and flexibility, with room for outdoor storage and easy access to the property. Ideally located near shopping, restaurants, major highways, and everyday conveniences, this duplex combines a desirable location with excellent investment potential. Whether you're an experienced investor looking to expand your rental portfolio or a buyer seeking the opportunity to live in one unit while generating rental income from the other, this versatile property checks all the boxes. With its extensive updates, spacious lot, private outdoor living areas, and income-producing potential, this is an opportunity you won't want to miss. Schedule your private showing today!

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The essentials

Built
1984
Price / sqft
$332
On market
22 days
Annual tax
$6,472
Flood zone
X · Low risk
Lot
14,375 sqft
Type
Duplex

At a glance

Multi-family
Built 1984
2 car garage
Driveway
0.33 acres
Lot size
1,704 sqft
Living area

Payment

Est. monthly payment
$3,769/mo
Down payment (20%)
$113,000
Property taxes
$539/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Duplex
Year Built
1984
Lot
14,375 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, RV Access/Parking
Days on Market
22
Ceiling Fans(s)
Open Floorplan
Fence
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$6,472
Parcel #
03-31-16-00000-310-1300

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Nor-mar Sub
County
Pinellas
MLS Area
33714 - St Pete
Lot Size
14,375 sqft
Corner LotCity LimitsIn CountyLandscapedLevelPaved

Price history

Date
Event
Price
10/23/2026
Listed for sale
Source: Stellar MLS #TB8559458
$565,000
$332/sqft

Neighborhood

4100 45th Ave N
St Petersburg, FL, 33714 · 33714 - St Pete

Market insights

Offer Insights

Choose an offer strength

List price: $565,000
$560,000 – $565,000
98.9% – 100% of listTops out right at the list price
80% of listList price
56 of the last 111 home closings in 33714 landed at this number or higher (50%). The median one sat 25 days before it went under contract, and this one is on day 22.

Sample: 111 closed home sales in 33714 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,769/mo
Principal & interest$2,947
Property taxes$539
Insurance$283
Down payment20% · $113,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$565,000

$332 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,704 sq ft

Time on market

22 days

Year built

1984

Monthly payment

About $3,769/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,472 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX ACTION FIRST OF FLORIDAListing agent: Clay Glover, JrListing data from Stellar MLS, MLS# TB8559458.

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