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Overview

3 bd3 ba1,455 sqft2 car garageTownhouse
TypeTownhouse
HOA$350/mo
Built2004
Lot2,858 sqft
Living area1,455 sqft
Price / sqft$182
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboClubhouseCommunity MailboxDeed RestrictionsFitness CenterGated Community - GuardPlayground

20304 Oak Key CT is a 2004-built home in Live Oak Preserve Ph 1e Village, Tampa. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,455 square feet of living space. Listed at $265,000 (about $182/sqft), 24 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $350 monthly.

From the listing

Virtually Staged. BEAUTIFULLY UPDATED 3-BEDROOM, 2.5 BATH with 2 CAR GARAGE TOWNHOME in DESIRABLE LIVE OAK PRESERVE! Step inside and enjoy an inviting, open-concept floor plan featuring a spacious living and dining area with two sliding glass doors that fill the home with natural light. Freshly painted walls in a neutral color palette create a bright, clean, and welcoming atmosphere throughout. The Updated Kitchen features New Quartz Countertops, a Stainless Steel Sink, New Stainless Steel Dishwasher, News Stainless Steel Microwave, and a newer Range, along with a convenient closet pantry. Additional improvements include a new Bathtub and Tile, New Toilet, New Inset Sink, New Smoke Detectors, and a New Water Heater. The exterior of the home was painted in 2020, and the HOA installed a new roof in 2018. Upstairs, retreat to the spacious primary bedroom featuring a walk-in closet and an en-suite bathroom with a double vanity. The second full bathroom has been updated, adding to the home's fresh, move-in-ready appeal. This desirable gated community offers an impressive array of resort-style amenities for an active and enjoyable lifestyle, including: Resort-style swimming pool with a children's splash area, separate lap pool, Golf putting area, Scenic walking trails, Fitness center, Clubhouse with pool table and ping-pong, Tennis courts, including courts suitable for pickleball, Basketball court and Playground. The community also offers seasonal festivals and other gatherings. Conveniently located near I-75, shopping malls, retail centers, and schools, Live Oak Preserve offers the perfect blend of comfort, convenience, and community living. Don't miss the opportunity to make this updated townhome your own and enjoy all that Live Oak Preserve has to offer!

The essentials

Built
2004
Price / sqft
$182
On market
24 days
Annual tax
$5,472
HOA
$350/mo
Flood zone
X · Low risk
Lot
2,858 sqft
Type
Townhouse

At a glance

Townhouse
Built 2004
Community pool
Fitness center too
2 car garage
Driveway
2,858 sqft lot
Lot size
1,455 sqft
Living area

Payment

Est. monthly payment
$2,321/mo
Down payment (20%)
$53,000
Property taxes
$456/mo
HOA
$350/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2004
Lot
2,858 sqft
Cooling
Central Air
Heating
Electric
Parking
Driveway, Garage Door Opener, Guest
Days on Market
24
Ceiling Fans(s)
Living Room/Dining Room Combo
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - Guard
Playground
Pool
Tennis Court(s)
Dishwasher
Microwave
Range
Refrigerator
Elementary
Turner Elem-HB
Middle
Benito-HB
High
Wharton-HB

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$5,472
Parcel #
U-06-27-20-69N-000064-00002.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Live Oak Preserve Ph 1e Village
County
Hillsborough
MLS Area
33647 - Tampa / Tampa Palms
Lot Size
2,858 sqft
HOA
$350/mo
Sola Adewunmi - On-Site Community Manager

Price history

Date
Event
Price
11/11/2026
Price change
Source: Stellar MLS #TB8559642
$265,000-0.9%
$182/sqft
-
Price change
Source: Stellar MLS #TB8559642
$267,500-2.7%
$184/sqft
10/21/2026
Listed for sale
Source: Stellar MLS #TB8559642
$275,000+34.3%
$189/sqft
8/5/2005
Sold
Source: Hillsborough County Public Record
$204,800
$141/sqft

Neighborhood

20304 Oak Key CT
Tampa, FL, 33647 · 33647 - Tampa / Tampa Palms

Market insights

Offer Insights

Choose an offer strength

List price: $265,000
$262,500 – $265,000
99.5% – 100% of listTops out right at the list price
80% of listList price
47 of the last 89 townhouse or villa closings in 33647 landed at this number or higher (53%). The median one sat 31 days before it went under contract, and this one is on day 24 after a $10,000 cut.

Sample: 89 closed townhouse or villa sales in 33647 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,321/mo
Principal & interest$1,382
Property taxes$456
Insurance$133
HOA$350
Down payment20% · $53,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$265,000

$182 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,455 sq ft

Time on market

24 days

Year built

2004

Monthly payment

About $2,321/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,472 annual tax bill, insurance, and the $350/mo HOA fee.

HOA fee

$350/mo

Managed by Sola Adewunmi - On-Site Community Manager.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byFUTURE HOME REALTY INCListing agent: Robert McDugaldListing data from Stellar MLS, MLS# TB8559642.

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