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Overview

4 bd2 ba2,148 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1985
Lot13,504 sqft
Living area2,148 sqft
Price / sqft$163
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Primary Bedroom Main FloorWalk-in Closet(s)Private MailboxStorageDishwasherRangeRefrigerator

4639 SE 39th CT is a 1985-built home in Willow Oaks Un 02, Ocala. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,148 square feet of living space. Listed at $350,000 (about $163/sqft), 25 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to Willow Oaks, one of Southeast Ocala's most established neighborhoods, where this 4 bedroom, 2 bath ranch sits on nearly a third of an acre under a canopy of mature oaks. With 2,148 square feet of living space, the layout gives everyone room to spread out: a large living room anchored by a stone fireplace, a separate formal dining area, and a kitchen with a breakfast bar that overlooks it all. Luxury vinyl plank flooring runs through the living areas and bedrooms with tile in the kitchen and baths. The primary suite is oversized at nearly 22 feet long with TWO walk in closets and a tiled walk in shower. Three additional bedrooms and a full hall bath sit in their own wing. Inside laundry room is right off the kitchen with access to the attached 2 car garage. Out back, a 20 x 9 wood deck looks over a fully fenced backyard with a storage shed and plenty of room for pets, play, or a future pool. NO HOA, no CDD, Flood Zone X. Minutes to Maricamp Road shopping and dining, the Santos trailhead on the Cross Florida Greenway, downtown Ocala, and the hospitals. The home is vacant and easy to show, and the seller has a recent home inspection report on file.

The essentials

Built
1985
Price / sqft
$163
On market
25 days
Annual tax
$4,852
Flood zone
X · Low risk
Lot
13,504 sqft
Type
Single Family Residence

At a glance

Single family
Built 1985
2 car garage
Driveway
0.31 acres
Lot size
2,148 sqft
Living area

Payment

Est. monthly payment
$2,404/mo
Down payment (20%)
$70,000
Property taxes
$404/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1985
Lot
13,504 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
25
Ceiling Fans(s)
Primary Bedroom Main Floor
Walk-in Closet(s)
Private Mailbox
Storage
Dishwasher
Range
Refrigerator
Elementary
Shady Hill Elementary School
Middle
Osceola Middle School
High
Forest High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$4,852
Parcel #
3135-001-018

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Willow Oaks Un 02
County
Marion
MLS Area
34480 - Ocala
Lot Size
13,504 sqft

Price history

Date
Event
Price
10/21/2026
Listed for sale
Source: Stellar MLS #TB8560115
$350,000
$163/sqft

Neighborhood

4639 SE 39th CT
Ocala, FL, 34480 · 34480 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $350,000
$347,500 – $350,000
99.4% – 100% of listTops out right at the list price
80% of listList price
121 of the last 240 home closings in 34480 landed at this number or higher (50%). The median one sat 54 days before it went under contract, and this one is on day 25.

Sample: 240 closed home sales in 34480 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,405/mo
Principal & interest$1,825
Property taxes$404
Insurance$175
Down payment20% · $70,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$350,000

$163 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,148 sq ft

Time on market

25 days

Year built

1985

Monthly payment

About $2,404/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,852 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCARPENTER REALTY GROUPListing agent: Tyler CarpenterListing data from Stellar MLS, MLS# TB8560115.

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