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Overview

4 bd4 ba2,112 sqftSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot30,827 sqft
Living area2,112 sqft
Price / sqft$237

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
APPALOOSA TRAILS
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboSolid Wood CabinetsStone CountersThermostatVaulted Ceiling(s)Walk-in Closet(s)

40302 Trotter Lane is a 2026-built home in Appaloosa Trails, Dade City. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,112 square feet of living space. Listed at $499,900 (about $237/sqft), 22 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. Welcome home to this beautifully crafted new construction offering over 2,100 square feet of thoughtfully designed living space, set on just under three quarters of an acre. With clean architectural lines, stone-accented elevation, and a spacious driveway leading to a two-car garage, this home delivers curb appeal from the moment you arrive. Step inside to an open-concept floor plan designed for modern living. Luxury vinyl plank flooring flows seamlessly throughout the main living areas, complemented by neutral tones, recessed lighting, and abundant natural light. The spacious living and dining areas connect effortlessly, creating the perfect setting for entertaining or everyday comfort. The kitchen is the heart of the home, featuring stainless steel appliances, quartz countertops, shaker-style cabinetry with modern black hardware, a sleek tile backsplash, and a breakfast bar that overlooks the dining and living room, ideal for gatherings and conversation. The primary suite offers a peaceful retreat with a beautifully appointed en-suite bath showcasing quartz countertops, dual sinks, framed mirrors, designer lighting, and a stunning tiled walk-in shower with glass enclosure. Tile flooring in all bathrooms adds durability and style. Three additional bedrooms, with one bedroom having is own en-suite bath, provide flexibility for guests, a home office, or growing families, while the half bath adds convenience for visitors. Situated on just under three quarters of an acre, the property offers room to create your own outdoor oasis — whether it’s adding a pool, outdoor kitchen, or simply enjoying the extra privacy and space. Move-in ready and built with quality finishes throughout, this home blends modern style with everyday functionality.

The essentials

Built
2026
Price / sqft
$237
On market
22 days
Annual tax
$1,054
Flood zone
X · Low risk
Lot
30,827 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
0.71 acres
Lot size
2,112 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,945/mo
Down payment (20%)
$99,980
Property taxes
$88/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
30,827 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Days on Market
22
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Solid Wood Cabinets
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Lighting
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$1,054
Parcel #
19-25-22-0030-00000-0340

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Appaloosa Trails
County
Pasco
MLS Area
33525 - Dade City/Richland
Lot Size
30,827 sqft
Oversized LotPaved

Price history

Date
Event
Price
10/23/2026
Listed for sale
Source: Stellar MLS #TB8560483
$499,900+455.4%
$237/sqft
12/12/2025
Sold
Source: Pasco County Public Record
$90,000
$43/sqft

Neighborhood

40302 Trotter Lane
Dade City, FL, 33525 · 33525 - Dade City/Richland

Market insights

Offer Insights

Choose an offer strength

List price: $499,900
$497,500 – $499,900
99.5% – 100% of listTops out right at the list price
80% of listList price
214 of the last 306 home closings in 33525 landed at this number or higher (70%). The median one sat 47 days before it went under contract, and this one is on day 22.

Sample: 306 closed home sales in 33525 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,945/mo
Principal & interest$2,607
Property taxes$88
Insurance$250
Down payment20% · $99,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$499,900

$237 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,112 sq ft

Time on market

22 days

Year built

2026

Monthly payment

About $2,945/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,054 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBINGHAM REALTY INCListing agent: Chad AbrahamListing data from Stellar MLS, MLS# TB8560483.

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