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1298 81st St S, photo 1
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Overview

5 bd5 ba3,973 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1969
Lot13,181 sqft
Living area3,973 sqft
Price / sqft$692
Garage2 car

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Sunday, Nov 15 · 12:00 PM to 2:00 PM

About this home

Built-in FeaturesCeiling Fans(s)High CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsStone Counters

1298 81st St S is a 1969-built home in South Cswy Isle Yacht Club 5th Add, St Petersburg. Inside you'll find 5 bedrooms, 5 bathrooms, and 3,973 square feet of living space. Listed at $2,750,000 (about $692/sqft), 10 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Welcome to the ultimate Florida waterfront lifestyle in the highly desirable community of Yacht Club Estates! Elegantly poised on a stunning, oversized corner lot within a private cul-de-sac, this magnificent Mediterranean-style estate offers over 3,900 square feet of refined living space, featuring 5 spacious bedrooms and 5 luxurious bathrooms. Designed for seamless indoor-outdoor entertaining, glorious open-water views of the boat traffic heading in and out of Boca Ciega Bay can be enjoyed from almost every room in the house. Topped with a durable and timeless clay tile roof, this residence blends classic architectural elegance with exceptional coastal craftsmanship, further enhanced by a secure hurricane-impact garage door. Boasting an impressive 158.5 feet of premier water-frontage protected by a solid seawall. The property is a boater's dream featuring a private composite dock equipped with dual boat lifts and davits, providing effortless, bridge-free access to open waters. Step outside to your private tropical oasis complete with a resort-style pool and a relaxing outdoor spa, perfectly positioned to watch the marine life and vessels glide by against the backdrop of the bay. Located just minutes to Treasure Island, this extraordinary coastal residence combines elite boating amenities, unbeatable convenience, and timeless style into a truly rare find.

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The essentials

Built
1969
Price / sqft
$692
On market
10 days
Annual tax
$11,916
Flood zone
AE
Lot
13,181 sqft
Type
Single Family Residence

At a glance

Single family
Built 1969
Waterfront
Intracoastal Waterway
Private pool
Heated
2 car garage
0.30 acres
Lot size

Payment

Est. monthly payment
$16,710/mo
Down payment (20%)
$550,000
Property taxes
$993/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1969
Lot
13,181 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground, Heated, Lighting, Salt Water
Waterfront
Intracoastal Waterway
Days on Market
10
Built-in Features
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Balcony
Lighting
Outdoor Grill
Outdoor Kitchen
Private Entrance
Private Yard
Storage
Street Lights
Built-in Oven
Cooktop
Dishwasher
Microwave
Refrigerator
Wine Refrigerator
Elementary
Azalea Elementary-PN
Middle
Azalea Middle-PN
High
Boca Ciega High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$11,916
Parcel #
25-31-15-84168-008-0480

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
South Cswy Isle Yacht Club 5th Add
County
Pinellas
MLS Area
33707 - St Pete/South Pasadena/Gulfport/St Pete Bch
Lot Size
13,181 sqft
Cul-De-SacFloodZoneLandscapedStreet Dead-End

Price history

Date
Event
Price
11/4/2026
Listed for sale
Source: Stellar MLS #TB8562381
$2,750,000
$692/sqft

Neighborhood

1298 81st St S
St Petersburg, FL, 33707 · 33707 - St Pete/South Pasadena/Gulfport/St Pete Bch

Market insights

Offer Insights

Choose an offer strength

List price: $2,750,000
$2.71M – $2.75M
98.5% – 100% of listTops out right at the list price
80% of listList price
117 of the last 232 home closings in 33707 landed at this number or higher (50%). The median one sat 42 days before it went under contract, and this one is on day 10.

Sample: 232 closed home sales in 33707 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$16,710/mo
Principal & interest$14,342
Property taxes$993
Insurance$1,375
Down payment20% · $550,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$2,750,000

$692 per sq ft

Beds and baths

5 beds, 5 baths

Size

3,973 sq ft

Time on market

10 days

Year built

1969

Monthly payment

About $16,710/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $11,916 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byACCESS PARADISE REALTYListing agent: Dana TenagliaListing data from Stellar MLS, MLS# TB8562381.

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