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Overview

5 bd3 ba2,831 sqft3 car garageSingle Family
TypeSingle Family
HOA$112/yr
Built2004
Lot8,891 sqft
Living area2,831 sqft
Price / sqft$230
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboOpen FloorplanStone CountersThermostatLightingPrivate Mailbox

27021 Palmetto Bend Dr is a 2004-built home in Seven Oaks Prcl S-9, Wesley Chapel. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,831 square feet of living space. Listed at $649,900 (about $230/sqft), 8 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $112 annually.

From the listing

Virtually Staged. Completely reimagined. Impeccably designed. An extraordinary transformation that brings a new level of modern luxury to the highly sought-after Seven Oaks community of Wesley Chapel! Situated on an expansive, fully fenced corner lot, this stunning 5-bedroom, 3-bathroom residence offers 2,831 square feet of beautifully redesigned living space and a spacious 3-car garage. No detail has been overlooked, with brand-new luxury vinyl flooring, fresh interior and exterior paint, new baseboards, upgraded hardware, designer lighting fixtures, imported tile in all bathrooms, ceiling fans, blinds, custom trim work, and refreshed landscaping. Major improvements include a BRAND-NEW ROOF with a transferable warranty, TWO NEW AC SYSTEMS, and a new privacy fence. Step inside to soaring ceilings, exquisite architectural detailing, and a breathtaking statement chandelier that sets the tone for the entire home. The formal dining room continues the elegance with matching custom millwork and a stunning statement-piece chandelier, creating an unforgettable setting for entertaining. The spectacular chef-inspired kitchen is a true centerpiece, showcasing beautiful two-toned 42-inch cabinetry, quartz countertops, a dramatic waterfall island illuminated by oversized designer pendant lighting, quartz backsplash, built-in microwave and oven, designer range hood, and a beautifully designed extended coffee and bar area featuring additional cabinetry, floating shelves, and matching quartz surfaces. A generously sized first-floor bedroom with a walk-in closet and direct access to a fully remodeled bathroom featuring coordinating quartz finishes offers an ideal multigenerational living arrangement or private guest retreat. Upstairs, the sophisticated primary suite features a stunning color-drenched design, ambient accent lighting, and TWO spacious walk-in closets. The spa-inspired primary bathroom is truly exceptional, featuring dual vanities, a freestanding soaking tub, an oversized walk-in shower with imported designer tile and a seamless glass enclosure, and a private water closet. Three additional spacious bedrooms, another beautifully remodeled bathroom with dual sinks, and a versatile loft perfect for a home office, entertaining, or an additional lounge area complete the second floor. Outside, enjoy the privacy of a large corner lot with a newly fenced backyard and fresh landscaping. Seven Oaks offers an incredible resort-style lifestyle with multiple swimming pools, a beautiful clubhouse, fitness center, parks, playgrounds, and scenic walking trails. Perfectly positioned in the heart of Wesley Chapel with convenient access to major highways, premier shopping, dining, entertainment, medical facilities, and highly regarded schools. With an extraordinary collection of designer upgrades, major mechanical improvements, and a truly turnkey presentation, this home delivers the luxury of a newer home without the wait. An exceptional opportunity to own one of Seven Oaks’ most beautifully transformed residences, make your appointment today!

The essentials

Built
2004
Price / sqft
$230
On market
8 days
Annual tax
$10,200
HOA
$112/yr
Flood zone
X · Low risk
Lot
8,891 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
3 car garage
Driveway
8,891 sqft lot
Lot size
2,831 sqft
Living area

Payment

Est. monthly payment
$4,573/mo
Down payment (20%)
$129,980
Property taxes
$850/mo
HOA
$112/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
8,891 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Days on Market
8
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Stone Counters
Thermostat
Lighting
Private Mailbox
Private Yard
Rain Gutters
Sidewalk
Clubhouse
Deed Restrictions
Fitness Center
Irrigation-reclaimed Water
Playground
Sidewalks
Tennis Court(s)
Built-in Oven
Cooktop
Dishwasher
Disposal
Electric Water Heater
Microwave
Range Hood
Refrigerator
Water Softener
Wine Refrigerator
Elementary
Seven Oaks Elementary-PO
Middle
Cypress Creek Middle School
High
Cypress Creek High-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$10,200
Parcel #
19-26-24-005.0-033.00-025.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Seven Oaks Prcl S-9
County
Pasco
MLS Area
33544 - Zephyrhills/Wesley Chapel
Lot Size
8,891 sqft
Corner Lot
HOA
$112/yr
Jeannie Philbeck

Price history

Date
Event
Price
11/6/2026
Listed for sale
Source: Stellar MLS #TB8564485
$649,900+55.5%
$230/sqft
7/7/2026
Sold
Source: Pasco County Public Record
$418,000
$148/sqft

Neighborhood

27021 Palmetto Bend Dr
Wesley Chapel, FL, 33544 · 33544 - Zephyrhills/Wesley Chapel

Market insights

Offer Insights

Choose an offer strength

List price: $649,900
$645,000 – $649,900
99% – 100% of listTops out right at the list price
80% of listList price
79 of the last 156 home closings in 33544 landed at this number or higher (51%). The median one sat 26 days before it went under contract, and this one is on day 8.

Sample: 156 closed home sales in 33544 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,573/mo
Principal & interest$3,389
Property taxes$850
Insurance$325
HOA$9
Down payment20% · $129,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$649,900

$230 per sq ft

Beds and baths

5 beds, 3 baths

Size

2,831 sq ft

Time on market

8 days

Year built

2004

Monthly payment

About $4,573/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,200 annual tax bill, insurance, and the $112/yr HOA fee.

HOA fee

$112/yr

Managed by Jeannie Philbeck.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byFUTURE HOME REALTY INCListing agent: John LaRoccaListing data from Stellar MLS, MLS# TB8564485.

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