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Overview

4 bd3 ba3,441 sqftSingle Family
TypeSingle Family
HOANone listed
Built1914
Lot6,944 sqft
Living area3,441 sqft
Price / sqft$103

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About this home

High Ceilings

553 Division St is a 1914-built home in Fergusons C, Tarpon Springs. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,441 square feet of living space. Listed at $354,999 (about $103/sqft), 1060 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

*Cash Only Property* Looking for a project? Are you looking for a piece of Tarpon Springs history, close to the Sponge Docks and an opportunity to develop your own style with a blank canvas? Bring your Contractors, Architects, Engineers and all those who play a role in your success to help your vision come to life. You are not the only ones seeking to build in this historical neighborhood. You only have to look to the neighbors to each side of the property - they are both being developed! Let's turn your ambition into a reality! This spacious property exudes presence with its elevated position, with an inviting front porch to while away the hours with a lovely beverage of your choosing, or why not take the short walk to the local Tarpon Springs Sponge docks and plethora of restaurants, shopping and entertainment. Equally, you may be a keen sailor and enjoy the water activities that Tarpon Springs has. This property is in need of a renovation, but this is an opportunity for an investor or keen designer to influence and shape their own design on this home. The high ceilings, welcoming staircase, large rooms create great potential. Don't miss out on this unique property. This property is well-suited for buyers seeking a value-add project, whether as a primary residence, second home, or investment. The existing structure offers the chance to renovate, restore, or reimagine while preserving the charm and historical context that makes Tarpon Springs one of Florida’s most distinctive coastal communities. Call today to schedule your showing!

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The essentials

Built
1914
Price / sqft
$103
On market
1060 days
Annual tax
$5,462
Flood zone
X · Low risk
Lot
6,944 sqft
Type
Single Family Residence

At a glance

Single family
3 stories · 1914
6,944 sqft lot
Lot size
3,441 sqft
Living area

Payment

Est. monthly payment
$2,484/mo
Down payment (20%)
$71,000
Property taxes
$455/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1914
Lot
6,944 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
1060
High Ceilings
Elementary
Tarpon Springs Elementary-PN
Middle
Tarpon Springs Middle-PN
High
Tarpon Springs High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2023)
$5,462
Parcel #
12-27-15-27684-000-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Fergusons C
County
Pinellas
MLS Area
34689 - Tarpon Springs
Lot Size
6,944 sqft
Historic DistrictPaved

Price history

Date
Event
Price
10/9/2026
Price change
Source: Stellar MLS #U8224317
$354,999-2.5%
$103/sqft
-
Price change
Source: Stellar MLS #U8224317
$364,000-30.7%
$106/sqft
11/16/2023
Listed for sale
Source: Stellar MLS #U8224317
$525,000
$153/sqft

Neighborhood

553 Division St
Tarpon Springs, FL, 34689 · 34689 - Tarpon Springs

Market insights

Offer Insights

Choose an offer strength

List price: $354,999
$350,000 – $354,999
98.4% – 100% of listTops out right at the list price
80% of listList price
92 of the last 183 home closings in 34689 landed at this number or higher (50%). The median one sat 30 days before it went under contract, and this one is on day 1060 after a $170,001 cut.

Sample: 183 closed home sales in 34689 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,484/mo
Principal & interest$1,851
Property taxes$455
Insurance$177
Down payment20% · $71,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$354,999

$103 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,441 sq ft

Time on market

1060 days

Year built

1914

Monthly payment

About $2,484/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,462 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER VANGUARD LIFESTYLE REALTYListing agent: Paul SalterListing data from Stellar MLS, MLS# U8224317.

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