5 Watercliff Ln, photo 1
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Overview

4 bd3 ba2,766 sqft2 car garageSingle Family
TypeSingle Family
HOA$299/qtr
Built1998
Lot14,254 sqft
Living area2,766 sqft
Price / sqft$191
Garage2 car

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Saturday, Oct 10 · 11:00 AM to 1:00 PM

About this home

Open FloorplanVaulted Ceiling(s)Private MailboxDishwasherMicrowaveRangeRefrigerator

5 Watercliff Ln is a 1998-built home in Ormond Lakes Unit 01, Ormond Beach. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,766 square feet of living space. Listed at $527,000 (about $191/sqft), 96 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $299 quarterly.

From the listing

Welcome to this meticulously maintained pool home located in the highly sought-after community of Ormond Lakes. Perfectly situated on a quiet culdesac, this spacious 4-bedroom, 3-bathroom, 2-car garage home offers the perfect blend of comfort, functionality, and privacy, complete with a dedicated office space that can easily serve as a bonus room or flex space. As you enter, you are greeted by Brazilian engineered hardwood flooring, soaring ceilings, and an abundance of natural light . The spacious kitchen features stainless steel appliances, ample counter space, and plenty of storage, flowing seamlessly into the dining area and casual eat-in kitchen space. The large primary suite offers a peaceful retreat with his and hers closets, walk-in shower and relaxing garden tub. The additional three bedrooms are generously sized, providing plenty of space for family, guests, or hobbies. Just off the living area, you will find a sun drenched flex space lined with wall to wall windows. Step outside to your fully fenced backyard oasis, featuring a sparkling pool, beautiful landscaping, and mature trees that create a serene, private setting. Recent Upgrades and Big Ticket Items: Roof (2019), A/C (2023), hot water heater (2019), freshly painted interior and garage (2026), dishwasher, refrigerator, and microwave (2026), and electric range (2022). The Community of Ormond Lakes features several miles of walking and biking sidewalks, newly updated clubhouse, pickleball, tennis, fishing pier, community pool. Enjoy easy access to I-95, all while being just minutes from Tomoka State Park and the beach. Square footage from tax rolls. All info intended to be accurate but can't be guaranteed.

The essentials

Built
1998
Price / sqft
$191
On market
96 days
Annual tax
$3,796
HOA
$299/qtr
Flood zone
X · Low risk
Lot
14,254 sqft
Type
Single Family Residence

At a glance

Single family
Built 1998
Private pool
In Ground
2 car garage
0.33 acres
Lot size
2,766 sqft
Living area

Payment

Est. monthly payment
$3,428/mo
Down payment (20%)
$105,400
Property taxes
$316/mo
HOA
$299/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1998
Lot
14,254 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground
Days on Market
96
Open Floorplan
Vaulted Ceiling(s)
Private Mailbox
Dishwasher
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,796
Parcel #
00-42-06-02-00-0360

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ormond Lakes Unit 01
County
Volusia
MLS Area
32174 - Ormond Beach
Lot Size
14,254 sqft
HOA
$299/qtr
Sentry Mgt/Tiffany Smith

Price history

Date
Event
Price
10/2/2026
Price change
Source: Stellar MLS #V4949982
$527,000-1.5%
$191/sqft
-
Price change
Source: Stellar MLS #V4949982
$535,000-2.7%
$193/sqft
7/6/2026
Listed for sale
Source: Stellar MLS #V4949982
$550,000
$199/sqft

Neighborhood

5 Watercliff Ln
Ormond Beach, FL, 32174 · 32174 - Ormond Beach

Market insights

Offer Insights

Choose an offer strength

List price: $527,000
$520,000 – $527,000
98.4% – 100% of listTops out right at the list price
80% of listList price
141 of the last 280 home closings in 32174 landed at this number or higher (50%). The median one sat 46 days before it went under contract, and this one is on day 96 after a $23,000 cut.

Sample: 280 closed home sales in 32174 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,428/mo
Principal & interest$2,749
Property taxes$316
Insurance$264
HOA$100
Down payment20% · $105,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$527,000

$191 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,766 sq ft

Time on market

96 days

Year built

1998

Monthly payment

About $3,428/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,796 annual tax bill, insurance, and the $299/qtr HOA fee.

HOA fee

$299/qtr

Managed by Sentry Mgt/Tiffany Smith.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byREALTY PROS ASSUREDListing agent: Jonathan Gildon, PAListing data from Stellar MLS, MLS# V4949982.

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