4958 Portsmouth St, photo 1
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Overview

3 bd2 ba1,819 sqft3 car garageSingle Family
TypeSingle Family
HOA$228/mo
Built2005
Lot9,641 sqft
Living area1,819 sqft
Price / sqft$190
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanSolid Wood CabinetsSplit BedroomThermostatWalk-in Closet(s)

4958 Portsmouth St is a 2005-built home in Royal Harbor, Tavares. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,819 square feet of living space. Listed at $345,000 (about $190/sqft), 43 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $228 monthly.

From the listing

Welcome Home to “Royal Harbor” a hilltop, 55+, gated community along the shores of the “Harris Chain of Lakes” in beautiful Lake County. This popularly designed Pringle home may also be purchased “TURNKEY”! UPGRADES & FEATURES INCLUDE: Roof 2024, HVAC 2023 (23 SEER + Surge Protector ), Exterior Paint 2023, Greenbelt Lot, Bamboo & Tile flooring throughout (except bedrooms 2 & 3 carpeted), Washer & Dryer, 3rd Car Garage/Workshop with cabinets, Garage Storage Cabinets & Garage Floor Mats, Gutters & Leaf Guards, Separate Irrigation Meter, Whole House Surge Protector, Screened & Tiled Front Coffee Courtyard and located on a shady, beautifully landscaped cul-de-sac lot! This open “York” plan features a front, screened “Coffee Courtyard” with access to the welcoming front door and the Breakfast Nook via French Doors. Step inside and you will have views straight through the Great Room to the tiled & screened Lanai complete with vinyl windows, and directly out to the landscaped, private backyard. A beautifully tiled/shaded patio will welcome your BBQ grill while hosting family & friends. The spacious Kitchen features a center island, 42” Oak cabinets, abundant counter space, Coffee Courtyard access via French doors, and a cut-out pass through to the Dining Room. The large Great Room & Dining Room combine for an overall width of 30’, giving plenty of room for relaxation &/or entertainment. The Primary Suite is to the rear of the home for additional privacy & quiet. It features access to the Lanai, two separate closets (1 is a walk-in) and a spacious ensuite Bathroom. Relax in this Spa-la-la retreat with a large soaking tub, a bright, glazed window for sunshine to stream in, dual sinks, vanity area, ample counter space, linen closet, separate tiled shower & commode room. Guest Rooms 2 & 3 are split from the Primary Bedroom and share the 2nd Bath which features a tub/shower combo and a high window for plenty of sunshine. This home has been much loved by its’ original owners and is ready for you to move right in and make your own fabulous memories! “Royal Harbor” offers a Clubhouse with full amenities, Nature Trails, RV & Boat Storage (included in HOA), Cable TV (included in HOA), Lighthouse Recreation Center, Day Dock & Fishing Pier on Little Lake Harris, Lakeside Screened Pavilion for Parties & Celebrations. Close to Shopping, Medical Facilities, Restaurants, Downtown Mt Dora and so much more. You’re going to love it here, call for your private visit today!

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The essentials

Built
2005
Price / sqft
$190
On market
43 days
Annual tax
$2,446
HOA
$228/mo
Flood zone
X · Low risk
Lot
9,641 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Community pool
Fitness center too
3 car garage
9,641 sqft lot
Lot size
1,819 sqft
Living area

Payment

Est. monthly payment
$2,403/mo
Down payment (20%)
$69,000
Property taxes
$204/mo
HOA
$228/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
9,641 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
43
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Solid Wood Cabinets
Split Bedroom
Thermostat
Walk-in Closet(s)
Private Yard
Rain Gutters
Sprinkler Metered
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Handicap Modified
Park
Pool
Sidewalks
Tennis Court(s)
Wheelchair Access
Dishwasher
Disposal
Dryer
Microwave
Range
Range Hood
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,446
Parcel #
13-20-25-1810-000-47400

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Royal Harbor
County
Lake
MLS Area
32778 - Tavares / Deer Island
Lot Size
9,641 sqft
Cul-De-SacGreenbeltCity LimitsLandscapedPavedPrivate
HOA
$228/mo
Liam Sierra/Leland mgmnt

Price history

Date
Event
Price
8/31/2026
Listed for sale
Source: Stellar MLS #V4950996
$345,000
$190/sqft

Neighborhood

4958 Portsmouth St
Tavares, FL, 32778 · 32778 - Tavares / Deer Island

Market insights

Offer Insights

Choose an offer strength

List price: $345,000
$337,500 – $345,000
97.8% – 100% of listTops out right at the list price
80% of listList price
113 of the last 224 home closings in 32778 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 43.

Sample: 224 closed home sales in 32778 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,404/mo
Principal & interest$1,799
Property taxes$204
Insurance$173
HOA$228
Down payment20% · $69,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$345,000

$190 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,819 sq ft

Time on market

43 days

Year built

2005

Monthly payment

About $2,403/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,446 annual tax bill, insurance, and the $228/mo HOA fee.

HOA fee

$228/mo

Managed by Liam Sierra/Leland mgmnt.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byROUND TABLE REALTYListing agent: Roxanne LoganListing data from Stellar MLS, MLS# V4950996.

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