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About this home
162 Florence Blvd is a 1990-built home in Terra Alta, Debary. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,200 square feet of living space. Listed at $220,000 (about $183/sqft), 32 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $225 annually.
Affordable DeBary Home in Desirable Terra Alta Community Welcome to this lovingly maintained 2-bedroom, 2-bath home in the desirable Terra Alta community of DeBary, where you own your own land and can enjoy a peaceful Florida lifestyle surrounded by mature trees and a beautiful pond view. Step inside to a bright and spacious open floor plan featuring beautiful oak wood flooring, a generous kitchen and dining area, and a large living room with plenty of room to relax and entertain. The spacious primary suite features an oversized walk-in closet and a private en-suite bathroom with dual sinks and a walk-in shower. A wonderful bonus to the home is the beautiful 10 x 23 Florida room, offering additional living space that can be enjoyed year-round as a family room, reading area, home office, or entertaining space. Step outside and relax on the patio while taking in the peaceful backyard, mature trees, and serene pond view. It’s the perfect setting for morning coffee, afternoon relaxation, or enjoying a beautiful Florida sunset. Recent improvements include a brand-new HVAC system installed in 2026, providing added comfort, efficiency, and peace of mind. The property also offers two storage sheds, a large covered carport, and plenty of additional parking for guests. Residents have the option to join the low-fee HOA, which provides access to wonderful community amenities, including a clubhouse and community pool. With owned land, a spacious layout, beautiful natural surroundings, plentiful storage, and optional community amenities, this home offers an exceptional opportunity to enjoy comfortable and affordable Florida living. Conveniently located near shopping, restaurants, medical facilities, and major highways, making it easy to get around and enjoy all that Central Florida has to offer, including nearby attractions and beautiful beaches. Come see why this charming Terra Alta home is such a wonderful place to call home!
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$220,000
$183 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,200 sq ft
Time on market
32 days
Year built
1990
Monthly payment
About $1,356/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $955 annual tax bill, insurance, and the $225/yr HOA fee.
HOA fee
$225/yr
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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