Overview
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About this home
12613 Summer Tree CT is a 1993-built home in Huckleberry Fields Tr N4, Orlando. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,377 square feet of living space. Listed at $549,000 (about $231/sqft), 25 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $249 quarterly.
Newly renovated, spacious 4 bedroom 3 bathroom home with vaulted ceilings throughout. New roof (2025), new HVAC (2026), new kitchen cabinets/quartz countertops/stainless appliances (2026), four new bathroom vanities (2026), new interior and exterior paint (2026), new oversized double sliding glass door at family room (2026), new screening on patio (2026), new garage door opener (2026), sprinkler system front and rear with 18 new heads. Main bedroom has dual walk-in closets; main bathroom has two vanities and separate garden tub and shower. Bathrooms 2 and 3 are adjacent to bedrooms with openings for day use, and bathroom 3 includes direct patio access. Fully fenced large back yard, with private vinyl fencing. Screened Florida room includes large covered area plus open patio. Located in Finn's Cove neighborhood of Waterford Lakes, including access to the nearby Waterford Lakes community pool, park, tennis, and other facilities.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$549,000
$231 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,377 sq ft
Time on market
25 days
Year built
1993
Monthly payment
About $3,876/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,871 annual tax bill, insurance, and the $249/qtr HOA fee.
HOA fee
$249/qtr
Managed by Waterford Lakes HOA/Jessica Gomez.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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