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Overview

3 bd3 ba3,152 sqft3 car garageSingle Family
TypeSingle Family
HOANone listed
Built1985
Lot24,178 sqft
Living area3,152 sqft
Price / sqft$508
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)ElevatorHigh CeilingsKitchen/Family Room ComboPrimary Bedroom Main FloorSmart HomeSolid Surface Counters

5040 Waterside Dr is a 1985-built home in Harbor Isles 2nd Add, Port Richey. Inside you'll find 3 bedrooms, 3 bathrooms, and 3,152 square feet of living space. Listed at $1,599,900 (about $508/sqft), 530 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Virtually Staged. Elevated waterfront pool home, abundant dockage, *attached buildable waterfront lot*, one canal off the river! This coastal-themed beauty with *elevator* has had a full remodel and addition done since 2020. The elevated main living floor has a generous kitchen with large island, wall ovens, ice maker, smart hood with TV display, trash compactor, and counterspace for all your projects. The lower cabinets have pull-outs for easy access. Adjacent great room with cathedral ceiling and floor to ceiling windows can be used for dining or gathering around the modern electric fireplace. Conveniently located on the same floor are three bedrooms, two bathrooms, and the dedicated laundry room. The primary retreat has water views and access to your outside deck. There will be no fighting for storage in the oversized primary closet, with built-in organizers including a crafting desk and sewing cabinet, and the primary bathroom has still more storage for two, large shower and clawfoot tub, plus water closet still provides privacy. Upstairs loft area has another dedicated seating area, a movie-watching space with ceiling projector and surround audio, and private office area with Gulf views, while the glass railings allow natural light access all of the space. With upgraded vinyl impact windows and sliders, watch manatees and dolphins play behind your home while enjoying the noise and energy benefits of the insulated glass. Outside there are two 10,000lb boat lifts, jet ski lift, a floating dock, and davits for your fleet of red-fish catching boats. The pool and deck were also remodeled, and you'll enjoy relaxing on the built-in sun shelf or entertaining under the covered patio, which includes a weather enclosure for your outdoor TV. A dedicated irrigation well means the landscaping is easy to maintain without a separate water bill! Not included in the listing living sqft is your downstairs GAME ROOM/guest room, with full updated bathroom inc walk-in shower for easy washing after boating or pool days, and concrete wall panels up to 6' so you don't have to worry about drywall below the main living floors. The garage has room for 3+ cars, work bench, plus large storage area, all the electrical outlets a hobbyist could need, and even a sliding hoist. No need to pay for trailer or boat storage, there's room in your empty lot to park your toys on the gravel side drive. The HVAC, metal roof, impact windows/sliders, docks, lifts, SEAWALL, pool/deck surfacing, landscaping have all been redone since 2020. Low flood insurance, with all your primary living space is on the elevated floors! Just a short boat ride from home will have you to the island of Anclote SP for beautiful uncrowded beaches or amazing flats fishing at Werner-Boyce SP. The City of Port Richey is a golf-cart permitted city and just a short cart ride from shopping, waterfront dining, and three parks with playgrounds, kayak launches, and fishing. The City also has its own police/fire depart, and city council for that small town feel but close to all big city amenities. Downtown NPR has many eateries and outdoor events just down Grand Blvd. When you need big city, Tampa airport/downtown is direct via Ridge Road Extension to the Veterans, where Moffitt Cancer Center is currently building their new medical campus. Don't miss all of the outdoor adventures this property has to offer while enjoying living above the floodplain. 3D Tour in link. Buyer to verify all room sizes/suitability.

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The essentials

Built
1985
Price / sqft
$508
On market
530 days
Annual tax
$12,821
Flood zone
AE
Lot
24,178 sqft
Type
Single Family Residence

At a glance

Single family
3 stories · 1985
Waterfront
Canal - Saltwater
Private pool
Deck
3 car garage
Boat
0.56 acres
Lot size

Payment

Est. monthly payment
$10,212/mo
Down payment (20%)
$319,980
Property taxes
$1,068/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1985
Lot
24,178 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Boat, Driveway, Garage Door Opener, Ground Level, Oversized
Pool
Deck, Gunite, In Ground, Pool Sweep
Waterfront
Canal - Saltwater
Days on Market
530
Cathedral Ceiling(s)
Ceiling Fans(s)
Elevator
High Ceilings
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Smart Home
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Balcony
Lighting
Storage
Street Lights
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Ice Maker
Microwave
Range Hood
Refrigerator
Trash Compactor
Washer
Elementary
Richey Elementary School
Middle
Chasco Middle-PO
High
Gulf High-PO

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2024)
$12,821
Parcel #
16-25-29-0510-00000-1030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbor Isles 2nd Add
County
Pasco
MLS Area
34668 - Port Richey
Lot Size
24,178 sqft
ClearedCorner LotCul-De-SacFlood Insurance RequiredFloodZoneCity LimitsLandscapedNear MarinaOversized LotPaved

Price history

Date
Event
Price
10/6/2026
Price change
Source: Stellar MLS #W7875122
$1,599,900
$508/sqft
-
Price change
Source: Stellar MLS #W7875122
$1,600,000-19.6%
$508/sqft
4/29/2025
Listed for sale
Source: Stellar MLS #W7875122
$1,990,000
$631/sqft

Neighborhood

5040 Waterside Dr
Port Richey, FL, 34668 · 34668 - Port Richey

Market insights

Offer Insights

Choose an offer strength

List price: $1,599,900
$1.59M – $1.60M
99.5% – 100% of listTops out right at the list price
80% of listList price
201 of the last 332 home closings in 34668 landed at this number or higher (61%). The median one sat 34 days before it went under contract, and this one is on day 530 after a $390,100 cut.

Sample: 332 closed home sales in 34668 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$10,213/mo
Principal & interest$8,344
Property taxes$1,068
Insurance$800
Down payment20% · $319,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,599,900

$508 per sq ft

Beds and baths

3 beds, 3 baths

Size

3,152 sq ft

Time on market

530 days

Year built

1985

Monthly payment

About $10,212/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $12,821 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered bySNAP REALTY LLCListing agent: Jen FerrazListing data from Stellar MLS, MLS# W7875122.

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