2800 Cove Cay Dr #4D, photo 1
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Overview

2 bd2 ba1,070 sqftCondominium
TypeCondominium
Condo dues$731/mo
Built1980
Living area1,070 sqft
Price / sqft$176

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboStone CountersWalk-in Closet(s)BalconyAssociation Recreation - OwnedBuyer Approval Required

2800 Cove Cay Dr #4D is a 1980-built home in Cove Cay Village IV, Clearwater. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,070 square feet of living space. Listed at $188,500 (about $176/sqft), 219 days on market. Flood zone AE - confirm flood insurance requirements with your lender. Condo dues run $731 monthly.

From the listing

Back on the market buyer financing fell through. Move-in ready two bedroom two bath, 4th floor condo located in Clearwater in the well-maintained sought-after guard gated golf course community of Cove Cay. This home features an updated kitchen with wood cabinets, granite countertops, and a pantry, both bathrooms have been updated with vanities that have granite counters, the hall bath has a walk-in shower, and the primary bath has a tub/shower combo. Other resent upgrades include waterproof laminate flooring through-out the home except the baths, and the interior of the unit has been recently painted. This home offers views of the 3rd hole of the golf course from the screened-in lanai and there are no rear neighbors for added privacy. The lanai can be accessed form the living room sliding door or the primary bedroom sliding door. Included with the unit is a covered parking spot and the building has two elevators. The washer and dryer are located in the storage closet off of the lanai. The community also has its own clubhouse and a heated pool which is included in your monthly fee. Also included in the monthly fee is cable TV, internet, 24 -hour guard, sewer, trash and water.

The essentials

Built
1980
Price / sqft
$176
On market
219 days
Annual tax
$3,493
Condo dues
$731/mo
Flood zone
AE
Type
Condominium

At a glance

Condo
7 stories · 1980
Community pool
Shared amenity
Private balcony
Outdoor space
1,070 sqft
Living area

Payment

Est. monthly payment
$2,099/mo
Down payment (20%)
$37,700
Property taxes
$291/mo
Condo dues
$731/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1980
Lot
-
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
219
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Stone Counters
Walk-in Closet(s)
Balcony
Association Recreation - Owned
Buyer Approval Required
Deed Restrictions
Gated Community - Guard
Pool
Restaurant
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Flood Zone AE
Annual Tax (2025)
$3,493
Parcel #
29-29-16-18706-002-0044

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cove Cay Village IV
County
Pinellas
MLS Area
33760 - Clearwater
Condo dues
$731/mo
Julie Nichols

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #W7883645
$188,500-0.5%
$176/sqft
-
Price change
Source: Stellar MLS #W7883645
$189,500-8.9%
$177/sqft
3/6/2026
Listed for sale
Source: Stellar MLS #W7883645
$208,000
$194/sqft

Neighborhood

2800 Cove Cay Dr #4D
Clearwater, FL, 33760 · 33760 - Clearwater

Market insights

Offer Insights

Choose an offer strength

List price: $188,500
$185,000 – $188,500
98.7% – 100% of listTops out right at the list price
80% of listList price
19 of the last 36 condo closings in 33760 landed at this number or higher (53%). The median one sat 49 days before it went under contract, and this one is on day 219 after a $19,500 cut.

Sample: 36 closed condo sales in 33760 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,099/mo
Principal & interest$983
Property taxes$291
Insurance$94
HOA$731
Down payment20% · $37,700
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$188,500

$176 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,070 sq ft

Time on market

219 days

Year built

1980

Monthly payment

About $2,099/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,493 annual tax bill, insurance, and $731/mo in condo dues.

Condo dues

$731/mo

Managed by Julie Nichols.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byKW REALTY ELITE PARTNERSListing agent: Vincent Mina, JrListing data from Stellar MLS, MLS# W7883645.

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