Virtually Staged. CLEAR 4-Point inspection available to buyer!! DON'T MISS OUT on this HIGH and DRY elevated waterfront living at its finest! FULLY INSURABLE on BOTH UPSTAIRS LEVELS!!! This classic and spacious 4-bedroom, 3-bath residence offers 3,480 heated sq. ft. (5,098 total) on an expansive 15,817 sq. ft. lot, complete with an up-sloped driveway leading to a MASSIVE 3-CAR GARAGE with work tables and oversized bedrooms throughout. Located near the Gulf Landings community boat ramp/pool/spa/clubhouse/tennis courts and a short golf cart ride to Main Street New Port Richey. PRIVATE BEACH CLUB available!! Designed for comfort and versatility, the home features two waterfront balconies—one on each level--perfect for enjoying serene sunset views and coastal breezes. Property also boasts 100+ft of seawall, perfect for a dock and/or boat lift with easy access to deep Gulf waters! Bring your paddle boards, kayaks and fishing poles! The primary suite is a true retreat, showcasing a private waterfront alcove ideal for a home office, library, yoga room or sitting area, along with a luxurious en suite bath featuring double vanities, a large garden soaking tub, separate shower, and private water closet. A generous walk-in closet with a convenient laundry chute plus a separate linen closet adds functionality and more storage. The thoughtfully designed layout includes two bedrooms and two baths on the upper level and two additional bedrooms and a full bath on the lower level, providing flexibility for guests or multi-generational living. Interior highlights include wood flooring, easy to clean Berber carpet, and a cozy wood-burning fireplace that anchors the main living space. The Flood Insurance Policy, the Culligan leased water softener system and three different Terminix protection service plans are easily transferable as well for added peace of mind. Recent updates include a new upper A/C (2025), newer impact-rated garage door, and updated front entry doors for added peace of mind. Roof (2013). With over-sized bedrooms, high ceilings, abundant storage, and timeless character throughout, this waterfront gem offers the perfect blend of space, comfort, and coastal lifestyle made complete as a member of the private Gulf Harbors Beach club for only $200 annually! Excellent location being only 5 minutes from downtown New Port Richey by car or golf cart. 45 minutes to Tampa International Airport, close to public parks, beaches, banking and restaurants.