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About this home
34507 Smart Dr is a 2003-built home in Lake Bernadette Prcl 11 Ph 02, Zephyrhills. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,092 square feet of living space. Listed at $389,000 (about $186/sqft), 135 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $159 quarterly.
PRICE REDUCTION!!! Welcome home to this beautiful 4 bedroom, 2 bath, 2 car garage! Located in the popular golf course community of Lake Bernadette. NEW roof prior to closing! Buyer can choose shingle color! (2026)! NEW a/c (2026)! NEWER electric hot water tank (2024)! The 2567 total sq ft floorplan comes with a private formal living room that can be used for an office or a bonus room. The kitchen and family room are separate, flowing nicely together with a large breakfast bar and stainless-steel appliances. The primary bedroom has an updated ensuite with a new shower, garden tub and walk-in closet. All bedrooms are spacious! Inside laundry room! Home has neutral tile flooring throughout and fresh paint. Nice private back yard with white vinyl fencing. This golf course community has a clubhouse, TWO POOLS, playground, tennis courts and so much more! LOW HOA fees of $159.00 per quarter and CDD fees of $876.00 per year. Located just 30 minutes from Tampa International Airport, nearby premium shopping and dining. Amenities galore!! This home has everything you need for a growing family. Not too many 4 bedrooms in this price range. Schedule your showing today!
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$389,000
$186 per sq ft
Beds and baths
4 beds, 2 baths
Size
2,092 sq ft
Time on market
135 days
Year built
2003
Monthly payment
About $2,499/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,672 annual tax bill, insurance, and the $159/qtr HOA fee.
HOA fee
$159/qtr
Managed by Beverly Gedney.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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