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$389,000
34507 Smart Dr, Zephyrhills, FL, 33541
$186/sqft·Lake Bernadette Prcl 11 Ph 02
Est. $2,029/moSee payment4
beds
2
baths
2,092
sqft
2
garage
Listed by SIRROM REALTY LLC· Last updated · MLS# W7886217
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About this home
Ceiling Fans(s)Kitchen/Family Room ComboPrimary Bedroom Main FloorWalk-in Closet(s)ClubhouseDeed RestrictionsPlaygroundPool
34507 Smart Dr is a 2003-built home in Lake Bernadette Prcl 11 Ph 02, Zephyrhills. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,092 square feet of living space. Listed at $389,000 (about $186/sqft), 72 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $159 quarterly.
From the listing
PRICE REDUCTION!!! Welcome home to this beautiful 4 bedroom, 2 bath, 2 car garage! Located in the popular golf course community of Lake Bernadette. NEW roof prior to closing! Buyer can choose shingle color! (2026)! NEW a/c (2026)! NEWER electric hot water tank (2024)! The 2567 total sq ft floorplan comes with a private formal living room that can be used for an office or a bonus room. The kitchen and family room are separate, flowing nicely together with a large breakfast bar and stainless-steel appliances. The primary bedroom has an updated ensuite with a new shower, garden tub and walk-in closet. All bedrooms are spacious! Inside laundry room! Home has neutral tile flooring throughout and fresh paint. Nice private back yard with white vinyl fencing. This golf course community has a clubhouse, TWO POOLS, playground, tennis courts and so much more! LOW HOA fees of $159.00 per quarter and CDD fees of $876.00 per year. Located just 30 minutes from Tampa International Airport, nearby premium shopping and dining. Amenities galore!! This home has everything you need for a growing family. Not too many 4 bedrooms in this price range. Schedule your showing today!
The essentials
Built
2003
Price / sqft
$186
On market
87 days
Annual tax
$2,672
HOA
$159/qtr
Flood zone
X · Low risk
Lot
5,500 sqft
Type
Single Family Residence
Location
Type
Single Family Residence
Year Built
2003
Lot
5,500 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
87
Ceiling Fans(s)
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Walk-in Closet(s)
Clubhouse
Deed Restrictions
Playground
Pool
Sidewalks
Tennis Court(s)
Street Lights
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on fileIn a CDD (Community Development District)Flood Zone X
Annual Tax (2025)
$2,672
Parcel #
21-26-07-008.0-002.00-059.0
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Lake Bernadette Prcl 11 Ph 02
County
Pasco
MLS Area
33541 - Zephyrhills
Lot Size
5,500 sqft
In CountyPaved
HOA
$159/qtr
Beverly Gedney
Date
Event
Price
8/11/2026
Price change
Source: Stellar MLS #W7886217
$389,000-2.7%
$186/sqft
5/31/2026
Listed for sale
Source: Stellar MLS #W7886217
$399,900+166.8%
$191/sqft
11/1/2008
Sold
Source: Pasco County Public Record
$149,900
$72/sqft
Enter a home price - see your real monthly payment.
Loan Details
$100K$2M
Your Results
Total Monthly Payment
$2,604
Principal, interest, tax, insurance, HOA
- P&I$2,029
- Tax$223
- Insurance$300
- HOA$53
Loan Amount
$311,200
Down Payment %
20.0%
First Year Summary
Principal
$3,285
Interest
$21,060
Balance
$307,915
Total Interest
$419,165
Total Cost
$730,365
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