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Overview

4 bd4 ba2,797 sqft3 car garageSingle Family
TypeSingle Family
HOA$16/mo
Built2026
Lot6,880 sqft
Living area2,797 sqft
Price / sqft$130
Garage3 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
THE PALMS AT WEST PORT
Type
Single Family Residence

True monthly carry

HOA
~$16/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Eat-in KitchenKitchen/Family Room ComboOpen FloorplanPrimarybedroom UpstairsSolid Surface CountersSolid Wood CabinetsStone CountersThermostat

1658 W Palms Dr is a 2026-built home in The Palms At West Port, Port Charlotte. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,797 square feet of living space. Listed at $364,990 (about $130/sqft), 85 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $16 monthly.

From the listing

Move-In Ready! The highly sought-after Lynn Haven offers the perfect blend of space, comfort, and functionality. Featuring a spacious open layout, versatile living areas, a 3-car tandem garage, and peaceful tree-lined views, this home is designed to fit the way families live today. With the builder sold out, this is a rare chance to own in West Port and start enjoying everything this popular community has to offer. Located within the area's first master-planned community surrounding Centennial Park. Homes feature beautiful, modern exteriors, open layouts, and backyards with pond or nature views. The community is located just off SR-776 in Port Charlotte, framing Centennial Park – there’s so much to do just outside your front door. Walk or ride your bike to the new aquatic center or sportsplex, or enjoy a jog under the large oak trees and lakes on the five mile oversized trail system within the community. When you are ready to leave home, catch a game at the Tampa Bay Rays training grounds just outside the community. The area’s best shopping, dining and entertainment, all just a short drive from your new home, too. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. **Closing cost assistance is available with use of Builder’s affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. Actual home may differ from photos.

The essentials

Built
2026
Price / sqft
$130
On market
85 days
Annual tax
$0
HOA
$16/mo
Flood zone
X · Low risk
Lot
6,880 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
3 car garage
Driveway
6,880 sqft lot
Lot size
2,797 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,574/mo
Down payment (20%)
$72,998
Property taxes
$0/mo
HOA
$16/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,880 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Tandem
Days on Market
85
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Park
Playground
Built-in Oven
Dishwasher
Disposal
Electric Water Heater
Range
Elementary
Liberty Elementary
Middle
Murdock Middle
High
Port Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2026)
$0
Parcel #
402112360058

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
The Palms At West Port
County
Charlotte
MLS Area
33953 - Port Charlotte
Lot Size
6,880 sqft
SidewalkPaved
HOA
$16/mo
Ryan Homes

Price history

Date
Event
Price
9/22/2026
Price change
Source: Stellar MLS #W7887903
$364,990-1.4%
$130/sqft
-
Price change
Source: Stellar MLS #W7887903
$369,990-3.9%
$132/sqft
7/22/2026
Listed for sale
Source: Stellar MLS #W7887903
$384,990
$138/sqft

Neighborhood

1658 W Palms Dr
Port Charlotte, FL, 33953 · 33953 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $364,990
$350,000 – $364,990
96.1% – 100% of listTops out right at the list price
80% of listList price
129 of the last 256 home closings in 33953 landed at this number or higher (50%). The median one sat 58 days before it went under contract, and this one is on day 85 after a $20,000 cut.

Sample: 256 closed home sales in 33953 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,574/mo
Principal & interest$1,904
Property taxes$471
Insurance$182
HOA$16
Down payment20% · $72,998
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$364,990

$130 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,797 sq ft

Time on market

85 days

Year built

2026

Monthly payment

About $2,574/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $16/mo HOA fee.

HOA fee

$16/mo

Managed by Ryan Homes.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMALTBIE REALTY GROUPListing agent: Bill MaltbieListing data from Stellar MLS, MLS# W7887903.

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