1081 NE 130th Ter, photo 1
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Overview

3 bd2 ba2,491 sqft2 car garageSingle Family
TypeSingle Family
HOA$160/mo
Built2004
Lot25,700 sqft
Living area2,491 sqft
Price / sqft$201
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenOpen FloorplanPrimary Bedroom Main FloorSplit BedroomWalk-in Closet(s)Window Treatments

1081 NE 130th Ter is a 2004-built home in Trails East (lakeview Woods), Silver Springs. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,491 square feet of living space. Listed at $499,990 (about $201/sqft), 70 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $160 monthly.

From the listing

Welcome to exceptional waterfront living on Lake Waldena! Located on two waterfront lots in the private, gated community of Lakeview Woods, this remarkable home features 252 feet of lake frontage and sweeping 180-degree views that create a peaceful, vacation-like setting. Inside, the open floor plan keeps the lake in view throughout the home. Abundant natural light, new LVP flooring, and an updated guest bathroom create a bright and welcoming atmosphere. Outside, the low-heat composite deck offers a private space to enjoy your morning coffee, relax after a long day, or spot Whistling Ducks with their young. This home includes many valuable updates for added peace of mind: 2025 water heater, 2023 HVAC system, 2019 roof, whole-house water filtration system, hurricane shutters, and Generac whole-house generator. Residents of Lakeview Woods also have access to a park, playground, pavilion, fishing dock, and kayak and canoe storage. More than a lakefront property, this is a place to relax, entertain, reconnect, and make lasting memories. Come experience the beauty and serenity of Lake Waldena for yourself. Call today to schedule your private tour!

The essentials

Built
2004
Price / sqft
$201
On market
79 days
Annual tax
$5,972
HOA
$160/mo
Flood zone
X · Low risk
Lot
25,700 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Waterfront
Lake Front
2 car garage
Driveway
0.59 acres
Lot size
2,491 sqft
Living area

Payment

Est. monthly payment
$3,516/mo
Down payment (20%)
$99,998
Property taxes
$498/mo
HOA
$160/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
25,700 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway, Garage Door Opener
Waterfront
Lake Front
Days on Market
79
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Private Mailbox
Rain Gutters
Storage
Community Mailbox
Deed Restrictions
Gated Community - No Guard
Park
Playground
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Filtration System
Elementary
East Marion Elementary School
Middle
Ft McCoy Middle
High
Lake Weir High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,972
Parcel #
31982-001-20

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Trails East (lakeview Woods)
County
Marion
MLS Area
34488 - Silver Springs
Lot Size
25,700 sqft
LandscapedOversized LotPaved
HOA
$160/mo
Wayne Royce, CAM

Price history

Date
Event
Price
7/22/2026
Listed for sale
Source: Stellar MLS #W7887977
$499,990
$201/sqft

Neighborhood

1081 NE 130th Ter
Silver Springs, FL, 34488 · 34488 - Silver Springs

Market insights

Offer Insights

Choose an offer strength

List price: $499,990
$480,000 – $499,990
96.2% – 100% of listTops out right at the list price
80% of listList price
38 of the last 75 home closings in 34488 landed at this number or higher (51%). The median one sat 68 days before it went under contract, and this one is on day 79.

Sample: 75 closed home sales in 34488 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,515/mo
Principal & interest$2,608
Property taxes$498
Insurance$250
HOA$160
Down payment20% · $99,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$499,990

$201 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,491 sq ft

Time on market

79 days

Year built

2004

Monthly payment

About $3,516/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,972 annual tax bill, insurance, and the $160/mo HOA fee.

HOA fee

$160/mo

Managed by Wayne Royce, CAM.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered bySANDPEAK REALTYListing agent: Harold Hutchinson, JrListing data from Stellar MLS, MLS# W7887977.

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