

Overview
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New construction · 2027
Different rules apply when you buy new
Build snapshot
- Build year
- 2027
- Builder
- Ask the team — not on MLS
- Community
- PINE RIDGE
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$13/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
2181 W Tall Oaks Dr is a 2027-built home in Pine Ridge, Beverly Hills. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,412 square feet of living space. Listed at $515,000 (about $214/sqft), 37 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $160 annually.
Virtually Staged. Under Construction. Stunning new construction home on a 1-acre homesite located in the beautiful equestrian community of Pine Ridge. This brand-new home is being built by Spire Homes. This lovely floorplan features 4 bedrooms and three full bathrooms, a chefs delight kitchen, soft-close cabinets, quartz countertops, LVP lifetime warranty flooring, 8' doors throughout, oversized designer baseboards, and double pane windows. You will love the tranquility of the rear lanai overlooking the large back yard. This home offers the finest in Florida lifestyle living and showcases an abundance of privacy. Pine Ridge Community is the largest equestrian community in Citrus County and the Community Center has tennis and pickleball courts and other activities for your enjoyment. The close proximity to new shopping, dining, health care including the renowned Tampa General Hospital facilities, and access to the Suncoast Parkway is not only wonderful but makes the drive to Tampa seamless. The quaint towns of Crystal River and Homosassa are a short drive away, and both are fantastic for water and outdoor enthusiasts. You will enjoy fishing, kayaking, boating, manatee watching and outdoor waterside dining at many venues. For biking enthusiasts, the Withlacoochee State Trail has 47 miles of paved rail-trails. Don't miss this prime opportunity to own this new home on a one acre homesite with a full builder warranty, and a HOA fee of only $160 per year. Florida lifestyle living at its finest.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 111 closed home sales in 34465 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$515,000
$214 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,412 sq ft
Time on market
37 days
Year built
2027
Monthly payment
About $3,013/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $679 annual tax bill, insurance, and the $160/yr HOA fee.
HOA fee
$160/yr
Managed by Pine Ridge POA/Gail Denney.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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