4528 NW 54th Ter, photo 1
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Overview

2 bd3 ba2,056 sqft2 car garageSingle Family
TypeSingle Family
HOA$1,583.64/qtr
Built2024
Lot6,098 sqft
Living area2,056 sqft
Price / sqft$223
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsWalk-in Closet(s)Built-in Oven

4528 NW 54th Ter is a 2024-built home in Ocala Preserve Ph 12, Ocala. Inside you'll find 2 bedrooms, 3 bathrooms, and 2,056 square feet of living space. Listed at $459,000 (about $223/sqft), 34 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,583.64 quarterly.

From the listing

Built in 2024 and beautifully appointed throughout, this 2-bedroom, 2.5-bath home with a dedicated office offers refined living in the sought-after Ocala Preserve community. Gorgeous wood-look tile flooring runs seamlessly through the home, providing durability, low maintenance, and an elevated aesthetic. The open floor plan creates an inviting environment for entertaining, with natural flow between the main living spaces. Thoughtful landscaping and wrought-iron fencing frame a private backyard oasis overlooking peaceful green space—an ideal setting for morning coffee or relaxing afternoons. Enjoy maintenance-free living in this 55+ community, where an exceptional suite of amenities enhances everyday life, including resort-style recreation, fitness, golf, dining, and miles of nature trails. Located just minutes from Ocala’s premier shopping, dining, medical, and cultural destinations, this home offers a lifestyle that blends comfort, convenience, and the vibrant Ocala Preserve experience.

The essentials

Built
2024
Price / sqft
$223
On market
34 days
Annual tax
$7,896
HOA
$1,583.64/qtr
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
2 car garage
6,098 sqft lot
Lot size
2,056 sqft
Living area

Payment

Est. monthly payment
$3,809/mo
Down payment (20%)
$91,800
Property taxes
$658/mo
HOA
$1,583.64/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
6,098 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
34
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Walk-in Closet(s)
Built-in Oven
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$7,896
Parcel #
1369-1110-00

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ocala Preserve Ph 12
County
Marion
MLS Area
34482 - Ocala
Lot Size
6,098 sqft
HOA
$1,583.64/qtr
Marty Young

Price history

Date
Event
Price
9/29/2026
Price change
Source: Stellar MLS #W7889277
$459,000-2.1%
$223/sqft
9/7/2026
Listed for sale
Source: Stellar MLS #W7889277
$469,000
$228/sqft

Neighborhood

4528 NW 54th Ter
Ocala, FL, 34482 · 34482 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $459,000
$450,000 – $459,000
98.3% – 100% of listTops out right at the list price
80% of listList price
146 of the last 290 home closings in 34482 landed at this number or higher (50%). The median one sat 58 days before it went under contract, and this one is on day 34 after a $10,000 cut.

Sample: 290 closed home sales in 34482 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,809/mo
Principal & interest$2,394
Property taxes$658
Insurance$230
HOA$528
Down payment20% · $91,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$459,000

$223 per sq ft

Beds and baths

2 beds, 3 baths

Size

2,056 sq ft

Time on market

34 days

Year built

2024

Monthly payment

About $3,809/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,896 annual tax bill, insurance, and the $1,583.64/qtr HOA fee.

HOA fee

$1,583.64/qtr

Managed by Marty Young.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX CHAMPIONSListing agent: Robert SchroederListing data from Stellar MLS, MLS# W7889277.

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