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Overview

2 bd2 ba1,110 sqft1 car garageCondominium
TypeCondominium
HOA$510/mo
Built1983
Living area1,110 sqft
Price / sqft$311
Garage1 car

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About this home

Ceiling Fans(s)Eat-in KitchenL DiningPrimary Bedroom Main FloorStone CountersThermostatWalk-in Closet(s)Courtyard

1428 Summer Isle CT is a 1983-built home in Scotsdale Cluster Condo, Dunedin. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,110 square feet of living space. Listed at $345,000 (about $311/sqft), 30 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $510 monthly.

From the listing

Discover the charm of Dunedin living in this inviting two-bedroom, two-bath end-unit and partially furnished condo in the desirable 55+ Scotsdale cluster homes. With a spacious open layout, it offers formal living and dining areas, an eat-in granite countertop kitchen with pass-through, a master suite with private bath and walk-in closet, a generous second bedroom, a full hallway bath and even a cozy enclosed Florida room with climate control that overlooks the serene backyard. The one-car garage includes a workbench, a pull-down ladder leading to overhead storage, My-Q Wi-Fi opener and a laundry area with a newer washer and dryer. This villa lives like a stand-alone home, yet is just steps from the pool, clubhouse, and all the amenities Scotsdale presents. Tucked next to a scenic nature reserve park with a one-mile paved walking loop, pond views, picnic spots, and a playground, the community offers two sparkling pools (one heated), pickleball courts, shuffleboard, and a fully equipped recreation center hosting social events all year long. The low monthly HOA includes reverse osmosis water, sewer, trash, exterior building and grounds maintenance, and even cable TV paired with high-speed internet service. Shaded by lush landscaping and majestic oaks, it’s a peaceful retreat that’s only a short drive to Historic Downtown Dunedin’s shops, restaurants, the Pinellas Trail, medical facilities, gorgeous Pinellas beaches, and a straight shot to Tampa. The driveway leading to the garage is extra-long and offers ample parking and the backyard even has a private, exclusive-use flower bed area. Situated on one of the county’s highest points, this villa sits safely outside both flood zones and evacuation areas. This unit is competitively priced, so be sure to see it soon!

The essentials

Built
1983
Price / sqft
$311
On market
30 days
Annual tax
$1,521
HOA
$510/mo
Flood zone
X · Low risk
Type
Condominium

At a glance

Condo
Built 1983
Community pool
Shared amenity
1 car garage
1,110 sqft
Living area

Payment

Est. monthly payment
$2,608/mo
Down payment (20%)
$69,000
Property taxes
$127/mo
HOA
$510/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1983
Lot
-
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
-
Days on Market
30
Ceiling Fans(s)
Eat-in Kitchen
L Dining
Primary Bedroom Main Floor
Stone Counters
Thermostat
Walk-in Closet(s)
Courtyard
Lighting
Private Yard
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Golf Carts OK
Pool
Sidewalks
Special Community Restrictions
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer
Elementary
Dunedin Elementary-PN
Middle
Dunedin Highland Middle-PN
High
Dunedin High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,521
Parcel #
35-28-15-79265-003-1563

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Scotsdale Cluster Condo
County
Pinellas
MLS Area
34698 - Dunedin
HOA
$510/mo
Creative Management - Stephanie

Price history

Date
Event
Price
9/11/2026
Listed for sale
Source: Stellar MLS #W7889458
$345,000
$311/sqft

Neighborhood

1428 Summer Isle CT
Dunedin, FL, 34698 · 34698 - Dunedin

Market insights

Offer Insights

Choose an offer strength

List price: $345,000
$335,000 – $345,000
96.8% – 100% of listTops out right at the list price
80% of listList price
43 of the last 84 condo closings in 34698 landed at this number or higher (51%). The median one sat 61 days before it went under contract, and this one is on day 30.

Sample: 84 closed condo sales in 34698 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,609/mo
Principal & interest$1,799
Property taxes$127
Insurance$173
HOA$510
Down payment20% · $69,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$345,000

$311 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,110 sq ft

Time on market

30 days

Year built

1983

Monthly payment

About $2,608/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,521 annual tax bill, insurance, and the $510/mo HOA fee.

HOA fee

$510/mo

Managed by Creative Management - Stephanie.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered bySNAP REALTY LLCListing agent: Dean GlicosListing data from Stellar MLS, MLS# W7889458.

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