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Overview

6 bd3 ba2,304 sqftTownhouse
TypeTownhouse
HOANone listed
Built1986
Lot14,921 sqft
Living area2,304 sqft
Price / sqft$243

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanSolid Surface CountersSolid Wood CabinetsSidewalkDishwasherDryerRange

10430 Chalmer St is a 1986-built home in Spring Hill, Spring Hill. Inside you'll find 6 bedrooms, 3 bathrooms, and 2,304 square feet of living space. Listed at $560,000 (about $243/sqft), 50 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. Looking for an economical way to live while letting your property pay your mortgage? Welcome home to 10430 Chalmer Street! This beautifully updated Spring Hill triplex is the ultimate house-hacking setup—live comfortably in one renovated unit while collecting steady rental income from the other two. Each unit feels like a brand-new residential space, featuring a complete gut-renovation with fresh paint, modern vinyl floors, sleek trim, new cabinetry, ceiling fans, updated water heaters, and fully equipped kitchens with stainless-style appliances (fridge, stove, microwave, dishwasher). You'll enjoy total worry-free living thanks to major big-ticket updates: a brand-new roof (2024) and three newly permitted HVAC systems (2024/2025). Centrally located near top local dining, shopping, and everyday conveniences, this versatile property lets you build equity effortlessly. Showing Note: One unit available for initial tour; remaining units can be viewed during inspection period after an executed contract.

The essentials

Built
1986
Price / sqft
$243
On market
50 days
Annual tax
$5,202
Flood zone
X · Low risk
Lot
14,921 sqft
Type
Townhouse

At a glance

Townhouse
Built 1986
0.34 acres
Lot size
2,304 sqft
Living area

Payment

Est. monthly payment
$3,634/mo
Down payment (20%)
$112,000
Property taxes
$433/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
1986
Lot
14,921 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
50
Ceiling Fans(s)
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Sidewalk
Dishwasher
Dryer
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$5,202
Parcel #
R32-323-17-5160-0973-0010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spring Hill
County
Hernando
MLS Area
34608 - Spring Hill/Brooksville
Lot Size
14,921 sqft

Price history

Date
Event
Price
10/29/2026
Price change
Source: Stellar MLS #W7889505
$560,000-2.6%
$243/sqft
9/11/2026
Listed for sale
Source: Stellar MLS #W7889505
$575,000+25.0%
$250/sqft
3/14/2025
Sold
Source: Hernando County Public Record
$460,000
$200/sqft

Neighborhood

10430 Chalmer St
Spring Hill, FL, 34608 · 34608 - Spring Hill/Brooksville

Market insights

Offer Insights

Choose an offer strength

List price: $560,000
$550,000 – $560,000
98.3% – 100% of listTops out right at the list price
80% of listList price
10 of the last 18 townhouse or villa closings in Spring Hill landed at this number or higher (56%). The median one sat 41 days before it went under contract, and this one is on day 50 after a $15,000 cut.

Sample: 18 closed townhouse or villa sales in Spring Hill over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,634/mo
Principal & interest$2,921
Property taxes$433
Insurance$280
Down payment20% · $112,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$560,000

$243 per sq ft

Beds and baths

6 beds, 3 baths

Size

2,304 sq ft

Time on market

50 days

Year built

1986

Monthly payment

About $3,634/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,202 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byFIND YOUR PARADISEListing agent: Mimi McLeodListing data from Stellar MLS, MLS# W7889505.

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