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4405 Floramar Ter, photo 1
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Overview

3 bd2 ba1,445 sqft1 car garageSingle Family
TypeSingle Family
HOA$125/yr
Built1961
Lot4,000 sqft
Living area1,445 sqft
Price / sqft$345
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Open house

Sunday, Nov 15 · 1:00 PM to 4:00 PM

About this home

Ceiling Fans(s)Kitchen/Family Room ComboSolid Surface CountersStone CountersThermostatWindow TreatmentsPrivate MailboxRain Gutters

4405 Floramar Ter is a 1961-built home in Floramar, New Port Richey. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,445 square feet of living space. Listed at $499,000 (about $345/sqft), 16 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $125 annually.

From the listing

Virtually Staged. Welcome to your ultimate waterfront paradise in the highly sought-after Gulf Harbors community! This beautifully updated 3-bedroom, 2-full-bath home sits on a wide, deep-water channel offering direct, unrestricted Gulf access. Move right in and enjoy total peace of mind with a NEW ROOF & AC system, stunning new porcelain tile flooring throughout, and a bright open-floorplan kitchen complete with granite countertops, a breakfast bar, and appliances. The exterior has been freshly painted, as well as the garage floor. Step through the screened front entry porch into a light-filled living space, or head to the bedrooms where individual mini-split AC units provide maximum energy efficiency and personalized climate control. The back bedroom or office/sitting room, features elegant French entry doors, while providing waterfront covered deck access via sliding doors onto an over-the-seawall deck extension, framing spectacular wide water views from inside the home. Below decking is the perfect spot to place a spa if desired, where a previous spa was removed. Boaters will fall in love with the private dock equipped with a 10,000 lb boat lift, making a day out on the Gulf an absolute breeze. Another great feature is the custom-made Flow Stop Flood Barriers, included in the sale. Take a short ride to Anclote Island directly west via the North Channel or hang at the sand bar, commonly referred to as “the Bahamas in our backyard”. The members-only private Gulf Harbors Beach Club is a rare find, and one of the only on the west coast! Home is complete with a convenient carport and an attached compact car/golf cart garage, this coastal gem perfectly captures the Florida lifestyle. Located near shopping, banks, restaurants and only 45 minutes to Tampa International Airport. Schedule your private tour today!

The essentials

Built
1961
Price / sqft
$345
On market
16 days
Annual tax
$5,452
HOA
$125/yr
Flood zone
AE
Lot
4,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 1961
Waterfront
Canal - Saltwater
1 car garage
Covered
4,000 sqft lot
Lot size
1,445 sqft
Living area

Payment

Est. monthly payment
$3,316/mo
Down payment (20%)
$99,800
Property taxes
$454/mo
HOA
$125/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1961
Lot
4,000 sqft
Cooling
Central Air, Mini-Split Unit(s)
Heating
Electric
Parking
Covered, Golf Cart Parking
Waterfront
Canal - Saltwater
Days on Market
16
Ceiling Fans(s)
Kitchen/Family Room Combo
Solid Surface Counters
Stone Counters
Thermostat
Window Treatments
Private Mailbox
Rain Gutters
Storage
Clubhouse
Deed Restrictions
Golf Carts OK
No Truck/Rv/Motorcycle Parking
Park
Street Lights
Dishwasher
Dryer
Electric Water Heater
Ice Maker
Microwave
Range
Refrigerator
Washer
Elementary
Mittye P. Locke-PO
Middle
Gulf Middle-PO
High
Gulf High-PO

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$5,452
Parcel #
16-26-07-0030-00200-0970

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Floramar
County
Pasco
MLS Area
34652 - New Port Richey
Lot Size
4,000 sqft
HOA
$125/yr
GULF HARBORS CIVIC ASSOCIATION

Price history

Date
Event
Price
10/29/2026
Listed for sale
Source: Stellar MLS #W7890517
$499,000
$345/sqft

Neighborhood

4405 Floramar Ter
New Port Richey, FL, 34652 · 34652 - New Port Richey

Market insights

Offer Insights

Choose an offer strength

List price: $499,000
$490,000 – $499,000
98.1% – 100% of listTops out right at the list price
80% of listList price
149 of the last 297 home closings in 34652 landed at this number or higher (50%). The median one sat 39 days before it went under contract, and this one is on day 16.

Sample: 297 closed home sales in 34652 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,316/mo
Principal & interest$2,602
Property taxes$454
Insurance$250
HOA$10
Down payment20% · $99,800
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$499,000

$345 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,445 sq ft

Time on market

16 days

Year built

1961

Monthly payment

About $3,316/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,452 annual tax bill, insurance, and the $125/yr HOA fee.

HOA fee

$125/yr

Managed by GULF HARBORS CIVIC ASSOCIATION.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS REALTY- PALM HARBORListing agent: Judi PobstListing data from Stellar MLS, MLS# W7890517.

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