What it costs to own a home in Parrish

Manatee County, Florida

Owning a single-family home at the median sale price in Parrish ($400,000) costs about $2,803 a month with 20% down at 6.8%: $2,086 for the mortgage, $517 property tax and $200 insurance. Homes in an HOA or CDD add about $100 a month for an HOA (94% of house listings report one) and about $190 for a CDD (76%).

Monthly, before HOA/CDD
$2,803
Mortgage$320,000 loan, 6.8%, 30 years$2,086
Property taxNew-owner estimate$517
InsuranceVaries most by roof, age and flood zone$200
Plus HOA, if the home has oneCity median; 94% of single-family listings report one+$100
Plus CDD, if the home has oneCity median; 76% of listings that state CDD status have one+$190

Cash at closing: $80,000 down plus closing costs.

The market
Single-family, median sale496 closed sales$400,000
Single-family, asking nowHomes for sale today$424,000
Price per square foot, sales$199
Days on market, recent sales63
Sale price vs. original asking95%
Homes for sale now772
Built in the last 2 years69%
See homes for sale in Parrish

Owning in Parrish: questions

How much does it cost to own a home in Parrish, FL?

Owning a single-family home at the median sale price in Parrish ($400,000) costs about $2,803 a month with 20% down at 6.8%: $2,086 for the mortgage, $517 property tax and $200 insurance. Homes in an HOA or CDD add about $100 a month for an HOA (94% of house listings report one) and about $190 for a CDD (76%).

How much is property tax in Parrish?

Sellers in Parrish report a median tax bill of about 1.04% of the price. That number is low for a buyer: Florida's Save Our Homes cap holds down a long-time owner's assessment, and it resets after a sale. We budget 1.55% of the price for a new owner until the county's estimator says otherwise.

Do most homes in Parrish have an HOA or CDD?

94% of recent listings report an HOA or condo association fee, median $1,286 a year. For single-family listings it's 94%, median $1,200 a year. Of listings that say whether a CDD applies, 76% have one, median $2,284 a year on the tax bill. A blank fee on a listing usually means no association but isn't confirmed, so these are shares of listings that report a fee, not of all homes. Fees vary a lot by community, so check the community pages below before you compare homes.

How fast do homes sell in Parrish?

Homes that sold recently spent a median 63 days on the market and sold for 95% of their original asking price. There are 772 homes for sale right now.

Where do these numbers come from?

Stellar MLS via Repliers listings and sales in Parrish, 2026-01 to 2026-10, one data point per address (1,602 homes, 548 of them closed sales by closing date). Prices are closed sales only; asking prices are shown separately. This covers housing costs, not utilities, upkeep or the rest of a household budget. The mortgage, tax and insurance math uses the same assumptions as every monthly estimate on this site: 20% down, 6.8% rate, 30-year loan, tax 1.55% and insurance 0.6% of the price a year. Insurance in particular varies by age, roof and flood zone, so get quotes on any home you're serious about.

Source: Stellar MLS via Repliers, 2026-01 to 2026-10. Updated 2026-10-11. Estimates, not quotes.

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