What it costs to own a home in Venice

Sarasota County, Florida

Owning a single-family home at the median sale price in Venice ($440,200) costs about $3,085 a month with 20% down at 6.8%: $2,296 for the mortgage, $569 property tax and $220 insurance. Homes in an HOA or CDD add about $292 a month for an HOA (66% of house listings report one) and about $156 for a CDD (32%).

Monthly, before HOA/CDD
$3,085
Mortgage$352,160 loan, 6.8%, 30 years$2,296
Property taxNew-owner estimate$569
InsuranceVaries most by roof, age and flood zone$220
Plus HOA, if the home has oneCity median; 66% of single-family listings report one+$292
Plus CDD, if the home has oneCity median; 32% of listings that state CDD status have one+$156

Cash at closing: $88,040 down plus closing costs.

The market
Single-family, median sale437 closed sales$440,200
Condo, median sale$250,000
Single-family, asking nowHomes for sale today$499,000
Price per square foot, sales$228
Days on market, recent sales52
Sale price vs. original asking94%
Homes for sale now802
Built in the last 2 years16%
See homes for sale in Venice

Owning in Venice: questions

How much does it cost to own a home in Venice, FL?

Owning a single-family home at the median sale price in Venice ($440,200) costs about $3,085 a month with 20% down at 6.8%: $2,296 for the mortgage, $569 property tax and $220 insurance. Homes in an HOA or CDD add about $292 a month for an HOA (66% of house listings report one) and about $156 for a CDD (32%).

How much is property tax in Venice?

Sellers in Venice report a median tax bill of about 1% of the price. That number is low for a buyer: Florida's Save Our Homes cap holds down a long-time owner's assessment, and it resets after a sale. We budget 1.55% of the price for a new owner until the county's estimator says otherwise.

Do most homes in Venice have an HOA or CDD?

80% of recent listings report an HOA or condo association fee, median $4,284 a year. For single-family listings it's 66%, median $3,500 a year. Of listings that say whether a CDD applies, 32% have one, median $1,874 a year on the tax bill. A blank fee on a listing usually means no association but isn't confirmed, so these are shares of listings that report a fee, not of all homes. Fees vary a lot by community, so check the community pages below before you compare homes.

How fast do homes sell in Venice?

Homes that sold recently spent a median 52 days on the market and sold for 94% of their original asking price. There are 802 homes for sale right now.

Where do these numbers come from?

Stellar MLS via Repliers listings and sales in Venice, 2026-01 to 2026-10, one data point per address (1,772 homes, 698 of them closed sales by closing date). Prices are closed sales only; asking prices are shown separately. This covers housing costs, not utilities, upkeep or the rest of a household budget. The mortgage, tax and insurance math uses the same assumptions as every monthly estimate on this site: 20% down, 6.8% rate, 30-year loan, tax 1.55% and insurance 0.6% of the price a year. Insurance in particular varies by age, roof and flood zone, so get quotes on any home you're serious about.

Source: Stellar MLS via Repliers, 2026-01 to 2026-10. Updated 2026-10-11. Estimates, not quotes.

Thinking about Venice?

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We'll run the numbers on the homes you like, including the HOA, CDD and insurance details that change the monthly cost.