What it really costs to own in Florida.
Bay Towne HOA fees
Safety Harbor, Pinellas County · 34695
Homes in Bay Towne (Safety Harbor) pay a median $2,100 a year in HOA dues, about $175 a month, based on 6 listings. Half fall between $2,100 and $2,100. None of the listings we reviewed report a CDD.
What the dues cover
- Pool83% of listings
- Cable TV67% of listings
- Maintenance Grounds50% of listings
- Maintenance Structure33% of listings
- Recreational Facilities33% of listings
- Internet33% of listings
Amenities listed: Cable TV, Clubhouse, Pool.
Live inventory
For sale in Bay Towne right now
2 active listings
Bay Towne cost questions
How much are HOA fees in Bay Towne?
Homes in Bay Towne (Safety Harbor) pay a median $2,100 a year in HOA dues, about $175 a month, based on 6 listings. Half fall between $2,100 and $2,100.
Does Bay Towne have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Bay Towne, before the mortgage?
HOA and property tax come to about $504 a month at the medians (property tax median $3,949 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Bay Towne from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 6 addressesin subdivisions matching “BAY TOWNE”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Yorktown at Beacon PlaceSafety Harbor · HOA $8,586/yr
- Cypress Trace North CondoSafety Harbor · HOA $7,380/yr
- Imperial Pines CondoClearwater · HOA $7,884/yr
- Seaside EstatesOldsmar · HOA $5,676/yr
- Bayside TerraceOldsmar · HOA $6,960/yr
- Briar Creek Mobile Home Community II CondoSafety Harbor · HOA $3,000/yr
- Mission Hills CondoClearwater · HOA $7,920/yr
- Briar Creek Mobile Home Community I CondoSafety Harbor · HOA $2,820/yr
- Harbour Towne CondoClearwater · HOA $8,142/yr
- Bryn Mawr at CountrysideClearwater · HOA $8,502/yr
- Winding Wood CondoClearwater · HOA $6,660/yr
- Rustlewood at Countryside CondoClearwater · HOA $8,352/yr
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