Costs of owning

What it really costs to own in Florida.

Cross Creek HOA fees

Tampa, Hillsborough County · 33647

Homes in Cross Creek (Tampa) pay a median $550 a year in HOA dues, about $46 a month, based on 30 listings. Half fall between $375 and $1,100. None of the listings we reviewed report a CDD.

HOA, median
$550/yr
About $46 a month
CDD, median
None reported
Property tax, median
$5,332/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$490
HOA + tax at the medians

HOA by home type

Single-family homes$480/yr27 listings
Townhomes and villas$4,512/yr3 listings

Condos and townhomes usually pay more because their dues cover the building, roof or exterior insurance.

What the dues cover

60% of listings report a second association (often a master HOA). The figures above don't include that second fee, so the total can be higher.

Live inventory

For sale in Cross Creek right now

14 active listings

18009 Palm Breeze Dr
Active
House for sale
$474,000
4 bed3 bath1,942 sqft0.15 acre lot
18009 Palm Breeze Dr
Tampa, FL, 33647
Brokered by RE/MAX CHAMPIONS
18316 Cypress Haven Dr
Active
House for sale
$495,000
4 bed2 bath2,420 sqft0.16 acre lot
18316 Cypress Haven Dr
Tampa, FL, 33647
Brokered by FUTURE HOME REALTY INC
9110 Rockrose Dr
Active
House for sale
$550,000
4 bed3 bath2,470 sqft0.18 acre lot
9110 Rockrose Dr
Tampa, FL, 33647
Brokered by EXP REALTY LLC
10330 Goldenbrook Way
Active
House for sale
$435,000
5 bed3 bath2,330 sqft0.14 acre lot
10330 Goldenbrook Way
Tampa, FL, 33647
Brokered by COLDWELL BANKER REALTY
9122 Rockrose Dr
Active
House for sale
$499,900
4 bed3 bath2,698 sqft0.18 acre lot
9122 Rockrose Dr
Tampa, FL, 33647
Brokered by SERVICE NEAR REALTY
18309 Eastwyck Dr
ActivePrice reduced
House for sale
$650,000
$25k
5 bed4 bath3,498 sqft0.24 acre lot
18309 Eastwyck Dr
Tampa, FL, 33647
Brokered by BEYCOME OF FLORIDA LLC
10802 Celtic Woods Ave
ActivePrice reduced
Townhouse for sale
$287,500
$8k
3 bed3 bath1,815 sqft0.03 acre lot
10802 Celtic Woods Ave
Tampa, FL, 33647
Brokered by PEOPLE'S CHOICE REALTY SVC LLC
9207 MILL Cir
ActivePrice reduced
House for sale
$449,000
$36k
4 bed2 bath2,078 sqft0.21 acre lot
9207 MILL Cir
Tampa, FL, 33647
Brokered by PEOPLE'S CHOICE REALTY SVC LLC
See all 14 Cross Creek homes

Cross Creek cost questions

How much are HOA fees in Cross Creek?

Homes in Cross Creek (Tampa) pay a median $550 a year in HOA dues, about $46 a month, based on 30 listings. Half fall between $375 and $1,100.

Does Cross Creek have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Cross Creek, before the mortgage?

HOA and property tax come to about $490 a month at the medians (property tax median $5,332 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Cross Creek from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 31 addressesin subdivisions matching “CROSS CREEK”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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