Costs of owning

What it really costs to own in Florida.

Gulf and Bay Club HOA fees

Sarasota, Sarasota County · 34242

Homes in Gulf and Bay Club (Sarasota) pay a median $19,764 a year in condo association dues, about $1,647 a month, based on 9 listings. Half fall between $19,164 and $19,764. None of the listings we reviewed report a CDD.

HOA, median
$19,764/yr
About $1,647 a month
CDD, median
None reported
Property tax, median
$9,698/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$2,455
HOA + tax at the medians

What the dues cover

  • Pool89% of listings
  • Maintenance Structure89% of listings
  • Maintenance Grounds89% of listings
  • Security78% of listings
  • Guard - 24 Hour67% of listings
  • Escrow Reserves Fund67% of listings

Amenities listed: Pickleball Court(s), Fitness Center, Pool, Clubhouse, Gated, Lobby Key Required.

Gulf and Bay Club cost questions

How much are HOA fees in Gulf and Bay Club?

Homes in Gulf and Bay Club (Sarasota) pay a median $19,764 a year in condo association dues, about $1,647 a month, based on 9 listings. Half fall between $19,164 and $19,764.

Does Gulf and Bay Club have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Gulf and Bay Club, before the mortgage?

HOA and property tax come to about $2,455 a month at the medians (property tax median $9,698 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Gulf and Bay Club from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 9 addressesin subdivisions matching “GULF”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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