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Harmony HOA and CDD fees
Harmony, Osceola County · 34773
Homes in Harmony (Harmony) pay a median $111 a year in HOA dues, about $9 a month, based on 38 listings. Half fall between $100 and $2,940. 97% of listings with a known CDD status (39) report one, with a median $2,368 a year collected on the property tax bill.
HOA by home type
| Single-family homes | $111/yr | 35 listings |
| Townhomes and villas | $72/yr | 3 listings |
Condos and townhomes usually pay more because their dues cover the building, roof or exterior insurance.
What the dues cover
- Pool71% of listings
- Maintenance Grounds37% of listings
- Recreational Facilities21% of listings
Amenities listed: Pool, Fitness Center, Tennis Court(s), Park, Playground, Golf Course.
Live inventory
For sale in Harmony right now
42 active listings
Harmony cost questions
How much are HOA fees in Harmony?
Homes in Harmony (Harmony) pay a median $111 a year in HOA dues, about $9 a month, based on 38 listings. Half fall between $100 and $2,940.
Does Harmony have a CDD?
Yes, most homes. 97% of the 39 listings with a known CDD status report one, and 38 gave an amount: a median $2,368 a year (range $1,338 to $5,144). Listings are a sample, not the district's records, so check the tax bill for the exact home. The CDD is billed on the property tax bill, not by the HOA. Part of it usually pays down bonds that end on a set date, while the operations part continues.
What does it cost each month to own in Harmony, before the mortgage?
HOA, CDD and property tax come to about $779 a month at the medians (property tax median $6,863 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Harmony from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 39 addressesin subdivisions matching “HARMONY”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Birchwood Nbhds B and CHarmony · CDD $2,809/yr
- Ashley Park at HarmonyHarmony · CDD $1,338/yr
- Ashley Park at Harmony CondoHarmony · CDD $1,338/yr
- Harmony CentralSt Cloud · HOA $900/yr
- Villages at HarmonySt Cloud · HOA $440/yr · CDD $2,086/yr
- Bay Lake Farms at St CloudSt Cloud · HOA $1,500/yr
- Harmony WestSt Cloud · HOA $532/yr · CDD $1,999/yr
- Cyrene at HarmonySt Cloud · HOA $3,000/yr
- Pine GlenSt Cloud · HOA $1,044/yr
- Estates at Hickory CoveSt Cloud · HOA $100/yr · CDD $2,919/yr
- Trinity PlaceSt Cloud · HOA $840/yr · CDD $1,886/yr
- Amelia GrovesSt Cloud · HOA $1,560/yr
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