What it really costs to own in Florida.
Harvest / Ovation HOA fees
Winter Garden, Orange County · 34787
Homes in Harvest / Ovation (Winter Garden) pay a median $2,490 a year in HOA dues, about $208 a month, based on 8 listings. Half fall between $1,680 and $2,745. None of the listings we reviewed report a CDD.
What the dues cover
- Pool25% of listings
Live inventory
For sale in Harvest / Ovation right now
7 active listings







Harvest / Ovation cost questions
How much are HOA fees in Harvest / Ovation?
Homes in Harvest / Ovation (Winter Garden) pay a median $2,490 a year in HOA dues, about $208 a month, based on 8 listings. Half fall between $1,680 and $2,745.
Does Harvest / Ovation have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Harvest / Ovation, before the mortgage?
HOA and property tax come to about $964 a month at the medians (property tax median $9,081 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Harvest / Ovation from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 9 addressesin subdivisions matching “HARVEST/OVATION”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Harvest at OvationWinter Garden · HOA $2,550/yr
- Del Webb OasisWinter Garden · HOA $7,710/yr
- Westhaven at OvationWinter Garden · HOA $1,788/yr
- Osprey RanchWinter Garden · HOA $1,152/yr
- Highland RidgeWinter Garden · HOA $1,278/yr
- Lake Star at OvationWinter Garden · HOA $2,280/yr
- Grove Residence and Spa Hotel CondoWinter Garden · HOA $11,698/yr · CDD $2,128/yr
- Grove ResortWinter Garden · HOA $10,849/yr · CDD $2,050/yr
- Grove Resort and SpaWinter Garden · CDD $2,127/yr
- Grove Resort and Spa Hotel CondoWinter Garden · HOA $11,788/yr · CDD $2,128/yr
- Serenade at OvationWinter Garden · HOA $1,920/yr
- Winding BayWinter Garden · HOA $1,217/yr
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