What it really costs to own in Florida.
Highland Lakes HOA fees
Palm Harbor, Pinellas County · 34684
Homes in Highland Lakes (Palm Harbor) pay a median $1,968 a year in HOA dues, about $164 a month, based on 63 listings. Half fall between $1,968 and $2,064. None of the listings we reviewed report a CDD.
HOA by home type
| Single-family homes | $1,968/yr | 43 listings |
| Townhomes and villas | $2,088/yr | 19 listings |
Condos and townhomes usually pay more because their dues cover the building, roof or exterior insurance.
What the dues cover
- Pool75% of listings
- Recreational Facilities62% of listings
- Escrow Reserves Fund49% of listings
- Common Area Taxes43% of listings
- Management29% of listings
- Maintenance Grounds25% of listings
Amenities listed: Clubhouse, Pool, Golf Course, Pickleball Court(s), Tennis Court(s), Recreation Facilities.
25% of listings report a second association (often a master HOA). The figures above don't include that second fee, so the total can be higher.
Live inventory
For sale in Highland Lakes right now
46 active listings
Highland Lakes cost questions
How much are HOA fees in Highland Lakes?
Homes in Highland Lakes (Palm Harbor) pay a median $1,968 a year in HOA dues, about $164 a month, based on 63 listings. Half fall between $1,968 and $2,064.
Does Highland Lakes have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Highland Lakes, before the mortgage?
HOA and property tax come to about $407 a month at the medians (property tax median $2,919 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Highland Lakes from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 65 addressesin subdivisions matching “HIGHLAND LAKES”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Bentley at Cobbs Landing CondoPalm Harbor · HOA $6,360/yr
- Highland Lakes Villas on the GreenPalm Harbor · HOA $8,748/yr
- Highland Lakes CondoPalm Harbor · HOA $8,172/yr
- Village at Bentley ParkPalm Harbor · HOA $6,960/yr
- Hamlet at Bentley ParkPalm Harbor · HOA $432/yr
- Pine Ridge at Palm HarborPalm Harbor · HOA $5,004/yr
- Cloverplace CondoPalm Harbor · HOA $2,760/yr
- Meadowlake Palm Harbor CondoPalm Harbor · HOA $5,486/yr
- Boot Ranch - Eagle WatchPalm Harbor · HOA $3,840/yr
- Lake St George-UnitPalm Harbor · HOA $451/yr
- Strathmore Gate-EastPalm Harbor · HOA $5,400/yr
- Lake ValenciaPalm Harbor · HOA $350/yr
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