Costs of owning

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Lake in the Woods HOA fees

Spring Hill, Hernando County · 34607

Homes in Lake in the Woods (Spring Hill) pay a median $1,650 a year in HOA dues, about $138 a month, based on 10 listings. Half fall between $1,650 and $1,656. None of the listings we reviewed report a CDD.

HOA, median
$1,650/yr
About $138 a month
CDD, median
None reported
Property tax, median
$3,687/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$445
HOA + tax at the medians

What the dues cover

  • Guard - 24 Hour70% of listings
  • Common Area Taxes50% of listings
  • Private Road40% of listings
  • Escrow Reserves Fund30% of listings
  • Fidelity Bond30% of listings
  • Insurance30% of listings

Amenities listed: Gated, Playground, Tennis Court(s), Pickleball Court(s), Storage, Fence Restrictions.

Lake in the Woods cost questions

How much are HOA fees in Lake in the Woods?

Homes in Lake in the Woods (Spring Hill) pay a median $1,650 a year in HOA dues, about $138 a month, based on 10 listings. Half fall between $1,650 and $1,656.

Does Lake in the Woods have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Lake in the Woods, before the mortgage?

HOA and property tax come to about $445 a month at the medians (property tax median $3,687 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Lake in the Woods from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 10 addressesin subdivisions matching “LAKE IN THE WOODS”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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