What it really costs to own in Florida.
Lake of the Woods HOA fees
Fern Park, Seminole County · 32730
Homes in Lake of the Woods (Fern Park) pay a median $3,368 a year in HOA dues, about $281 a month, based on 19 listings. Half fall between $3,180 and $3,368. None of the listings we reviewed report a CDD.
What the dues cover
- Pool95% of listings
- Maintenance Grounds95% of listings
- Maintenance Structure84% of listings
- Recreational Facilities68% of listings
- Management53% of listings
- Common Area Taxes37% of listings
Amenities listed: Playground, Tennis Court(s), Clubhouse, Pool, Fitness Center, Sauna.
Live inventory
For sale in Lake of the Woods right now
8 active listings








Lake of the Woods cost questions
How much are HOA fees in Lake of the Woods?
Homes in Lake of the Woods (Fern Park) pay a median $3,368 a year in HOA dues, about $281 a month, based on 19 listings. Half fall between $3,180 and $3,368.
Does Lake of the Woods have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Lake of the Woods, before the mortgage?
HOA and property tax come to about $411 a month at the medians (property tax median $1,566 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Lake of the Woods from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 19 addressesin subdivisions matching “LAKE OF THE WOODS”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Ashwood CondoCasselberry · HOA $4,716/yr
- Oxford Square CondoCasselberry · HOA $5,028/yr
- SummitCasselberry · HOA $3,996/yr
- Lake Howell Arms CondoCasselberry · HOA $6,000/yr
- SausalitoCasselberry · HOA $140/yr
- Oak HarbourAltamonte Springs · HOA $7,356/yr
- CapistranoAltamonte Springs · HOA $7,260/yr
- Lake Villas CondoAltamonte Springs · HOA $8,202/yr
- Sandy CoveAltamonte Springs · HOA $5,707/yr
- Hunters Chase CondoCasselberry · HOA $5,640/yr
- Carrington Park A CondoMaitland · HOA $3,532/yr
- Royal Arms CondoAltamonte Springs · HOA $5,940/yr
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