What it really costs to own in Florida.
Lakes HOA fees
Clearwater, Pinellas County · 33762
Homes in Lakes (Clearwater) pay a median $3,660 a year in HOA dues, about $305 a month, based on 24 listings. Half fall between $2,400 and $3,660. None of the listings we reviewed report a CDD.
HOA by home type
| Single-family homes | $3,660/yr | 20 listings |
| Condos | $5,545/yr | 4 listings |
Condos and townhomes usually pay more because their dues cover the building, roof or exterior insurance.
What the dues cover
- Cable TV75% of listings
- Pool75% of listings
- Maintenance Grounds67% of listings
- Trash54% of listings
- Internet46% of listings
- Sewer46% of listings
Amenities listed: Pool, Clubhouse, Shuffleboard Court, Cable TV, Fence Restrictions.
Live inventory
For sale in Lakes right now
22 active listings
Lakes cost questions
How much are HOA fees in Lakes?
Homes in Lakes (Clearwater) pay a median $3,660 a year in HOA dues, about $305 a month, based on 24 listings. Half fall between $2,400 and $3,660.
Does Lakes have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Lakes, before the mortgage?
HOA and property tax come to about $492 a month at the medians (property tax median $2,239 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Lakes from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 25 addressesin subdivisions matching “LAKES”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Lakes Villas CondoClearwater · HOA $8,154/yr
- Mainlands of Tamarac By the Gulf Two CondoPinellas Park · HOA $5,628/yr
- Mainlands of Tamarac By the GulfPinellas Park · HOA $5,616/yr
- Springwood VillasPinellas Park · HOA $6,420/yr
- Golden Gate Mobile Home ParkPinellas Park · HOA $2,640/yr
- Sunset PalmsPinellas Park · HOA $2,520/yr
- Townes at Island LakePinellas Park · HOA $1,404/yr
- Lake Forest CondoPinellas Park · HOA $8,460/yr
- Sawgrass VillagePinellas Park · HOA $2,940/yr
- Villas of CarillonSt Petersburg · HOA $10,488/yr
- Clearwater Cascade M / H ParkPinellas Park · HOA $4,224/yr
- Windjammer CondoSt Petersburg · HOA $4,548/yr
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