Costs of owning

What it really costs to own in Florida.

Mockingbird Reserve at Winding Oaks HOA and CDD fees

Ocala, Marion County · 34474

Homes in Mockingbird Reserve at Winding Oaks (Ocala) pay a median $1,548 a year in HOA dues, about $129 a month, based on 15 listings. Half fall between $1,548 and $1,548. 100% of listings with a known CDD status (15) report one, with a median $2,413 a year collected on the property tax bill.

HOA, median
$1,548/yr
About $129 a month
CDD, median
$2,413/yr
100% of 15 listings have one
Monthly, before mortgage
$330
HOA + CDD at the medians; property tax unknown

HOA by home type

Single-family homes$1,548/yr11 listings
Townhomes and villas$1,548/yr4 listings

Condos and townhomes usually pay more because their dues cover the building, roof or exterior insurance.

Mockingbird Reserve at Winding Oaks cost questions

How much are HOA fees in Mockingbird Reserve at Winding Oaks?

Homes in Mockingbird Reserve at Winding Oaks (Ocala) pay a median $1,548 a year in HOA dues, about $129 a month, based on 15 listings. Half fall between $1,548 and $1,548.

Does Mockingbird Reserve at Winding Oaks have a CDD?

Yes, most homes. 100% of the 15 listings with a known CDD status report one, and 15 gave an amount: a median $2,413 a year (range $2,035 to $3,016). Listings are a sample, not the district's records, so check the tax bill for the exact home. The CDD is billed on the property tax bill, not by the HOA. Part of it usually pays down bonds that end on a set date, while the operations part continues.

What does it cost each month to own in Mockingbird Reserve at Winding Oaks, before the mortgage?

HOA and CDD come to about $330 a month at the medians. Not enough listings reported property tax to include it. Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Mockingbird Reserve at Winding Oaks from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 15 addressesin subdivisions matching “MOCKINGBIRD RESERVE AT WINDING OAKS”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

Own in Mockingbird Reserve at Winding Oaks?

Get a real value review from our team.

We'll pull the recent sales in your community and tell you what your home would sell for today. No obligation.