What it really costs to own in Florida.
Oak Ridge HOA fees
St Cloud, Osceola County · 34772
Homes in Oak Ridge (St Cloud) pay a median $2,580 a year in HOA dues, about $215 a month, based on 7 listings. Half fall between $2,580 and $2,580. None of the listings we reviewed report a CDD.
What the dues cover
- Maintenance Grounds86% of listings
- Pool71% of listings
- Maintenance Structure57% of listings
Amenities listed: Gated, Playground, Pool.
Live inventory
For sale in Oak Ridge right now
1 active listing
Oak Ridge cost questions
How much are HOA fees in Oak Ridge?
Homes in Oak Ridge (St Cloud) pay a median $2,580 a year in HOA dues, about $215 a month, based on 7 listings. Half fall between $2,580 and $2,580.
Does Oak Ridge have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Oak Ridge, before the mortgage?
HOA and property tax come to about $518 a month at the medians (property tax median $3,632 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Oak Ridge from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 7 addressesin subdivisions matching “OAK RIDGE”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- CamelotSt Cloud · HOA $704/yr
- Sweetwater CreekSt Cloud · HOA $430/yr
- Mallard PondSt Cloud · HOA $792/yr
- Portofino VistaSt Cloud · HOA $4,824/yr
- SawgrassSt Cloud · HOA $500/yr
- Canoe Creek EstatesSt Cloud · HOA $375/yr
- Eagle MeadowSt Cloud · HOA $903/yr
- Canoe Creek WoodsSt Cloud · HOA $349/yr
- Eden at Cross PrairieSt Cloud · HOA $3,840/yr · CDD $1,160/yr
- Bristol Cove at Deer CreekSt Cloud · HOA $564/yr
- Canoe Creek LakesSt Cloud · HOA $329/yr
- Havenfield at Cross PrairieSt Cloud · HOA $897/yr · CDD $1,536/yr
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