What it really costs to own in Florida.
Canoe Creek Estates HOA fees
St Cloud, Osceola County · 34772, 34771, 34769
Homes in Canoe Creek Estates (St Cloud) pay a median $375 a year in HOA dues, about $31 a month, based on 6 listings. Half fall between $350 and $375. None of the listings we reviewed report a CDD.
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For sale in Canoe Creek Estates right now
3 active listings



Canoe Creek Estates cost questions
How much are HOA fees in Canoe Creek Estates?
Homes in Canoe Creek Estates (St Cloud) pay a median $375 a year in HOA dues, about $31 a month, based on 6 listings. Half fall between $350 and $375.
Does Canoe Creek Estates have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Canoe Creek Estates, before the mortgage?
HOA and property tax come to about $463 a month at the medians (property tax median $5,181 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Canoe Creek Estates from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 6 addressesin subdivisions matching “CANOE CREEK ESTATES”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Sweetwater CreekSt Cloud · HOA $430/yr
- Canoe Creek LakesSt Cloud · HOA $329/yr
- Canoe Creek WoodsSt Cloud · HOA $349/yr
- CamelotSt Cloud · HOA $704/yr
- Oak RidgeSt Cloud · HOA $2,580/yr
- Stevens PlantationSt Cloud · HOA $834/yr · CDD $1,803/yr
- Indian LakesSt Cloud · HOA $936/yr
- Havenfield at Cross PrairieSt Cloud · HOA $897/yr · CDD $1,536/yr
- Eden at Cross PrairieSt Cloud · HOA $3,840/yr · CDD $1,160/yr
- The Meadow at Crossprairie TownesSt Cloud · HOA $2,100/yr · CDD $1,225/yr
- SawgrassSt Cloud · HOA $500/yr
- Mallard PondSt Cloud · HOA $792/yr
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