What it really costs to own in Florida.
Canoe Creek Lakes HOA fees
St Cloud, Osceola County · 34772
Homes in Canoe Creek Lakes (St Cloud) pay a median $329 a year in HOA dues, about $27 a month, based on 10 listings. Half fall between $329 and $329. None of the listings we reviewed report a CDD.
What the dues cover
- Common Area Taxes20% of listings
Live inventory
For sale in Canoe Creek Lakes right now
3 active listings
Canoe Creek Lakes cost questions
How much are HOA fees in Canoe Creek Lakes?
Homes in Canoe Creek Lakes (St Cloud) pay a median $329 a year in HOA dues, about $27 a month, based on 10 listings. Half fall between $329 and $329.
Does Canoe Creek Lakes have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Canoe Creek Lakes, before the mortgage?
HOA and property tax come to about $372 a month at the medians (property tax median $4,138 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Canoe Creek Lakes from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 10 addressesin subdivisions matching “CANOE CREEK LAKES”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Stevens PlantationSt Cloud · HOA $834/yr · CDD $1,803/yr
- Canoe Creek EstatesSt Cloud · HOA $375/yr
- The Meadow at Crossprairie TownesSt Cloud · HOA $2,100/yr · CDD $1,225/yr
- Havenfield at Cross PrairieSt Cloud · HOA $897/yr · CDD $1,536/yr
- Sweetwater CreekSt Cloud · HOA $430/yr
- Eden at Cross PrairieSt Cloud · HOA $3,840/yr · CDD $1,160/yr
- Canoe Creek WoodsSt Cloud · HOA $349/yr
- The Meadow at CrossprairieSt Cloud · HOA $1,068/yr · CDD $1,225/yr
- The Meadow at Crossprairie BungalowsSt Cloud · HOA $1,068/yr · CDD $1,225/yr
- Indian LakesSt Cloud · HOA $936/yr
- CamelotSt Cloud · HOA $704/yr
- Oak RidgeSt Cloud · HOA $2,580/yr
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