4202 Cracker CT, photo 1
ActiveOpen Sat 11:30 AM to 4:30 PM
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Overview

3 bd2 ba1,881 sqft2 car garageSingle Family
TypeSingle Family
HOA$329/yr
Built2005
Lot8,625 sqft
Living area1,881 sqft
Price / sqft$186
Garage2 car

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Open house

Saturday, Oct 17 · 11:30 AM to 4:30 PM

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanSolid Surface CountersThermostatWalk-in Closet(s)GardenLighting

4202 Cracker CT is a 2005-built home in Canoe Creek Lakes, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,881 square feet of living space. Listed at $350,000 (about $186/sqft), 93 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $329 annually.

From the listing

NEW PRICE & FLEXIBLE SOLAR OPTIONS! Welcome to this beautifully maintained 3-bedroom, 2-bath home with a versatile bonus room, ideally situated on a cul-de-sac in the established Canoe Creek Lakes community of St. Cloud. Offering 1,881 sq. ft. of living space, this home combines a functional open layout, valuable updates, and a private fenced backyard—all with NO CDD and a low HOA. Step inside to a bright, inviting interior featuring cathedral ceilings, abundant natural light, and ceramic tile flooring throughout—NO CARPET! The spacious kitchen offers ample cabinet and counter space, a center island, all kitchen appliances, and a breakfast nook overlooking the fenced backyard. The versatile bonus room provides additional space for a home office, playroom, hobby room, or other needs. Major updates include ROOF (2019), HVAC (2022), SOLAR WATER HEATER (2019), and FENCE (2019). The home also features an attached 2-car garage and fully fenced backyard. SOLAR OPTIONS: At the $350,000 list price, buyer assumes the existing solar panel lease, subject to solar provider approval. Prefer solar without monthly lease payments? An alternative purchase option is available at $400,000, with seller prepaying the remaining solar lease payments at closing. The lease has approximately 22 years remaining and includes applicable system warranty and repair coverage for the remainder of the lease term. Solar energy offsets household electricity usage and offers the potential for reduced utility costs depending on individual energy usage, system production, and other factors. Conveniently located near shopping, dining, schools, medical facilities, and major roadways, with easy access to Orlando International Airport, Lake Nona Medical City, and Central Florida attractions. Updated, well maintained, and now offered with TWO SOLAR OPTIONS—schedule your private showing today!

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The essentials

Built
2005
Price / sqft
$186
On market
93 days
Annual tax
$2,661
HOA
$329/yr
Flood zone
X · Low risk
Lot
8,625 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
2 car garage
8,625 sqft lot
Lot size
1,881 sqft
Living area

Payment

Est. monthly payment
$2,249/mo
Down payment (20%)
$70,000
Property taxes
$222/mo
HOA
$329/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
8,625 sqft
Cooling
Central Air
Heating
Central, Electric, Exhaust Fan, Solar
Parking
-
Days on Market
93
Ceiling Fans(s)
High Ceilings
Open Floorplan
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Garden
Lighting
Private Entrance
Private Mailbox
Private Yard
Storage
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Solar Hot Water
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,661
Parcel #
16-26-30-0594-0001-2350

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Canoe Creek Lakes
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
8,625 sqft
HOA
$329/yr
Kaitlin Marshall

Price history

Date
Event
Price
9/22/2026
Price change
Source: Stellar MLS #S5153969
$350,000-12.5%
$186/sqft
7/15/2026
Listed for sale
Source: Stellar MLS #S5153969
$400,000
$213/sqft

Neighborhood

4202 Cracker CT
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $350,000
$347,500 – $350,000
99.5% – 100% of listTops out right at the list price
80% of listList price
240 of the last 388 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 93 after a $50,000 cut.

Sample: 388 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,249/mo
Principal & interest$1,825
Property taxes$222
Insurance$175
HOA$27
Down payment20% · $70,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$350,000

$186 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,881 sq ft

Time on market

93 days

Year built

2005

Monthly payment

About $2,249/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,661 annual tax bill, insurance, and the $329/yr HOA fee.

HOA fee

$329/yr

Managed by Kaitlin Marshall.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Edgar OteroListing data from Stellar MLS, MLS# S5153969.

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