What it really costs to own in Florida.
Stevens Plantation HOA and CDD fees
St Cloud, Osceola County · 34772, 34769
Homes in Stevens Plantation (St Cloud) pay a median $834 a year in HOA dues, about $70 a month, based on 10 listings. Half fall between $808 and $860. 90% of listings with a known CDD status (10) report one, with a median $1,803 a year collected on the property tax bill.
What the dues cover
- Cable TV20% of listings
- Internet20% of listings
Live inventory
For sale in Stevens Plantation right now
4 active listings




Stevens Plantation cost questions
How much are HOA fees in Stevens Plantation?
Homes in Stevens Plantation (St Cloud) pay a median $834 a year in HOA dues, about $70 a month, based on 10 listings. Half fall between $808 and $860.
Does Stevens Plantation have a CDD?
Yes, most homes. 90% of the 10 listings with a known CDD status report one, and 9 gave an amount: a median $1,803 a year (range $1,803 to $1,930). Listings are a sample, not the district's records, so check the tax bill for the exact home. The CDD is billed on the property tax bill, not by the HOA. Part of it usually pays down bonds that end on a set date, while the operations part continues.
What does it cost each month to own in Stevens Plantation, before the mortgage?
HOA, CDD and property tax come to about $821 a month at the medians (property tax median $7,213 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Stevens Plantation from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 10 addressesin subdivisions matching “STEVENS PLANTATION”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Canoe Creek LakesSt Cloud · HOA $329/yr
- Canoe Creek EstatesSt Cloud · HOA $375/yr
- The Meadow at Crossprairie TownesSt Cloud · HOA $2,100/yr · CDD $1,225/yr
- Pinewood GardensSt Cloud · HOA $552/yr
- King Oak VillasSt Cloud · HOA $1,584/yr
- Havenfield at Cross PrairieSt Cloud · HOA $897/yr · CDD $1,536/yr
- TekaSt Cloud · HOA $1,440/yr
- Canoe Creek WoodsSt Cloud · HOA $349/yr
- The Meadow at CrossprairieSt Cloud · HOA $1,068/yr · CDD $1,225/yr
- KanugaSt Cloud · HOA $125/yr
- Indian LakesSt Cloud · HOA $936/yr
- Sweetwater CreekSt Cloud · HOA $430/yr
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