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Overview

5 bd3 ba3,237 sqft2 car garageSingle Family
TypeSingle Family
HOA$215/qtr
Built2006
Lot9,583 sqft
Living area3,237 sqft
Price / sqft$139
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

ThermostatGardenLightingMicrowave

3541 Pawleys Loop S is a 2006-built home in Stevens Plantation, St Cloud. Inside you'll find 5 bedrooms, 3 bathrooms, and 3,237 square feet of living space. Listed at $450,000 (about $139/sqft), 9 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $215 quarterly.

From the listing

Enjoy elegant formal living and dining spaces for entertaining, along with a spacious family room designed for movie nights, game nights, and everyday gatherings. The family room opens to an updated kitchen featuring abundant cabinetry, granite countertops, an island for additional prep space, and a built-in desk. A breakfast nook and bar seating provide plenty of options for casual dining. The generous first-floor primary suite offers a beautiful tray ceiling, an abundance of windows for wonderful natural light, and direct access to the covered lanai. The updated en-suite bathroom provides ample storage, a relaxing corner soaking tub, and a large walk-in shower featuring custom tile accents and a seamless glass door. Also located on the first floor are three sizable guest bedrooms that share a full bathroom. Upstairs, an enormous flexible bonus room and third full bathroom with endless possibilities. Use the space as a fifth bedroom, media room, home gym, office, playroom, or whatever best suits your lifestyle.Step outside to the covered lanai, the perfect spot to unwind at the end of the day or enjoy a summer afternoon with a good book while overlooking the beautifully manicured green space. A spacious three-car garage provides plenty of parking and additional storage.

The essentials

Built
2006
Price / sqft
$139
On market
9 days
Annual tax
$5,313
HOA
$215/qtr
Flood zone
X · Low risk
Lot
9,583 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
2 car garage
9,583 sqft lot
Lot size
3,237 sqft
Living area

Payment

Est. monthly payment
$3,086/mo
Down payment (20%)
$90,000
Property taxes
$443/mo
HOA
$215/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
9,583 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
9
Thermostat
Garden
Lighting
Microwave
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,313
Parcel #
15-26-30-0700-0001-4030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Stevens Plantation
County
Osceola
MLS Area
34769 - St Cloud (City of St Cloud)
Lot Size
9,583 sqft
HOA
$215/qtr
Kaitlin Marshal

Price history

Date
Event
Price
10/1/2026
Listed for sale
Source: Stellar MLS #O6446018
$450,000
$139/sqft

Neighborhood

3541 Pawleys Loop S
St Cloud, FL, 34769 · 34769 - St Cloud (City of St Cloud)

Market insights

Offer Insights

Choose an offer strength

List price: $450,000
$447,500 – $450,000
99.5% – 100% of listTops out right at the list price
80% of listList price
89 of the last 154 home closings in 34769 landed at this number or higher (58%). The median one sat 35 days before it went under contract, and this one is on day 9.

Sample: 154 closed home sales in 34769 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,086/mo
Principal & interest$2,347
Property taxes$443
Insurance$225
HOA$72
Down payment20% · $90,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$450,000

$139 per sq ft

Beds and baths

5 beds, 3 baths

Size

3,237 sq ft

Time on market

9 days

Year built

2006

Monthly payment

About $3,086/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,313 annual tax bill, insurance, and the $215/qtr HOA fee.

HOA fee

$215/qtr

Managed by Kaitlin Marshal.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS ADVANTAGE IIIListing agent: Kemar McKoyListing data from Stellar MLS, MLS# O6446018.

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